The recent reform of the pension system in Peru has brought significant changes to the affiliates to the Pension Standardization Office (ONP). Among the most relevant modifications is the creation of a proportional retirement special, designed for those who do not reach 20 years of contributions necessary to obtain an integral pension
The criteria and amounts established for workers who have contributed less than 20 years to the National Pension System (SNP) are examined. Likewise, the impact of these modifications on the affiliates is considered and a complete perspective on the consequences that these changes could have in their pensions In the future.
What is the amount of the ONP pension for contributing less than 20 years?
As of 2025, affiliates to the Office of Pension Standardization that have contributed for a period of less than 20 years will be able to access a fixed monthly pension of S/400. This amount will remain constant and will not be influenced by other income or pensions that the beneficiary receives. It is important to note that this sum will be subject to a 4% deduction for EsSalud.
How can the ONP affiliates change bank to receive their pension?
Pensioners who belong to some regime managed by the Pension Standardization Office have the option of requesting a bank change for the collection of their Retirement pension. It is essential that, before making this application, it is verified that the new entity chosen satisfies your requirements in terms of services, such as the possibility of making payments by means of a power letter, accessing personal loans and other benefits that you consider relevant.
It is essential to consider that the process of changing Banking entity For the reception of the retirement pension, it must be carried out according to the guidelines established by the ONP and the banking entity that will receive the funds. Those interested in carrying out this procedure can do so virtually through the official website, where they must complete the required information and follow the indicated steps. For more information, you can contact ONP listens to the number (01) 634 – 2222.
There are certain banking entities where ONP retirees receive their respective pensions:
- Nation Bank.
- BBVA Peru.
- GNB Peru Bank.
- Banbif Bank.
- Interbank
ONP retirees access an additional bonus at his pension
Retirees from the Office of Pension Standardization (ONP) who have turned 80 have the possibility of accessing the Age bonus (BEA). This benefit is intended for those pensioners who have made contributions to the National Pension System. It is important to highlight that the bonus does not extend to the relatives of pensioners, which includes cases of widowhood, orphanage or ancestry.
The bonus is granted automatically, which facilitates the process and eliminates the need for additional procedures to obtain. This benefit It is intended for pensioners who have contributed to the system for a minimum of 20 years, as well as those who receive a proportional pension, that is, who have contributed to the system for at least 10 years.
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Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
