The Economy Commission of Congress of the Republic began on Wednesday, March 5, the support of the projects of law that raise an eighth withdrawal of AFP pension funds for this 2025.
The parliamentary work group, commanded by Congressman Ilich López, submitted to discussion the projects 10153/2024, 10227/2024 and 10355/2024, who propose that the Affiliates They have their funds of up to 4 tax units (ITU) equivalent to S/21,400.
According to Darwin Espinoza, one of the authors of the project, releasing individual accounts again aims for affiliates to use such funds to mitigate the effects of the cost of living rise and still face an Alicaic economy. In addition, he indicated that he would serve to boost productive activity through consumption.
“It is a temporary, optional measure, each affiliate decides. The norm empowers the disposition of these 4 UIT that is intangible,” he said.
AFP retirement: they ask not to invite MEF, SBS and AFPS
For his part, the Parliamentary Américo Gonza, began his speech arguing for the profits recorded in the last year by the AFPs. Recall that the Fund Administrators reported utilities of S/491 million in 2024 despite generating low profitability of affiliates, as recorded by this newspaper.
“They said that the Financial systemwill stop investing in schools, hospitals, etc. We consider that this system should be reform. The AFP system has failed, “he said.
Then, he asked the working group no longer to invite the sessions to the Minister of Economyrepresentative of the Superintendence of Banking, Insurance and AFP (SBS) and the Fund Administrators, since they already know their answers and their opposition to these measures.
In response, the legislator Carlos Anderson indicated that he would have liked that his colleagues members of the Popular Force bench (FP) were “to defend their AFP reform since they were so enthusiastic.”
In position, he indicated that the system of AFP “It is outdated, does not include, but excludes, despite this reform that is a makeup.”
He considered that a citizen has to decide. “An 18 -year -old person has to be able to decide what to do with his money,” he said.
The role of the State, he said, is to generate positive incentives so that the money accumulated in pension savings accounts is attractive. In addition, he recalled that last year there were two technical initiatives from the special pension group, “but they didn’t want to listen.”
“I at least when these bills would vote in favor,” said the parliamentarian.
The third author of one of the AFP retirement projects, Second Quiroz, argued that the high cost of living has led an increase in household indebtedness. “This proposal seeks to grant immediate financial relief to have their own resources without having subsidies of the State,” he said.
At the end, the president of the Economy Commission emphasized the failure of the AFP system and asked the benches to raise alternatives within the analysis that encourage formalization so that more people have access to pensions. Previously, he said that the minimum pension of Peruvians must be at least the minimum salary of S/1,130.
He assured that deep debates will continue to be carried out in the group in question. Given this, he read the approval of the dispensation of the proceeding of the act of the session carried out.
Source: Larepublica
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