He own roof program It is an important initiative of the Peruvian State that aims to facilitate access to housing to low -income families. Through the Housing Family Bonus (BFH), economic subsidies are provided that can be used for the purchase, construction or improvement of a home, which allows beneficiaries to have more favorable conditions to acquire their own home.
In this context, the question arises about whether a single person could apply to access these bonds. To answer this question, it is essential to verify whether the requirements established by the own ceiling program are met. It is important to remember that these types of programs usually have certain conditions and eligibility criteria that must be met to be able to access the benefits offered.
Own ceiling 2025: If I am single and without family load, can I apply for the bonds offered by the Ministry of Housing?
To access own roof programit is necessary to meet the application conditions and present the documentation required in the offices and centers authorized nationwide. One of the requirements is to have or be part of a family group.
“Form a family group (GF): it must be made up of a family manager, who will declare one or more dependents who can be: his wife, his cohabiting, his children, brothers or grandchildren under 25 or children over 25 years of age with disabilities, his parents or grandparents.”
This means that if a person is single and does not have a family group, he will not be able to qualify to receive the bonds granted by the own ceiling program. In addition, the ID of the applicants must be presented and not previously received any type of housing support from the State.
Updated amounts of the Housing Family Bonus in 2025
He Inhabitant Family Bonus (BFH) presents variations in its value according to the selected modality. In the case of acquiring a new home, the bonus can reach S/ 46,545, depending on the type of property and its market value. For construction on its own field, the subsidy is S/ 32,100, as long as the land is duly registered and free of charges or levies.
As for the modality of housing improvement, the bond It is S/ 12,305, providing the opportunity for families to improve the conditions of their home without the need to buy a new property. It is important to keep in mind that these amounts are subject to update according to the current regulations of the Ministry of Housing.
What is your own roof?
The social roof social program, implemented in Peru by the Government, aims to provide support to scarce families so that they can acquire their own home. Through this program, subsidies and financing are granted in different modalities, allowing Peruvian citizens to buy a house or build on land of their property.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
