YAPE lends S/500 for purchases for the start of the 2025 school year: how to request it and how much would you pay as commission?

He Start of the 2025 school year It approaches, and with it, the purchase of the list of school supplies becomes a priority for many families. However, lack of money could generate inconvenience when acquiring the necessary materials. Given this situation, a possible alternative is Yape’s loan, an option that would allow parents to make their purchases immediately and without major setbacks.

However, to access this financing, it is necessary to meet certain requirements established by the platform. In addition, it is essential to know the application process and the associated costs, such as the commission that would apply to the amount borrowed. In the following note, we explain in detail what conditions should be met, how to manage the loan and what would be the additional payment to be considered.

Loan of S/500 for the 2025 school year: How to request it?

To manage the loanusers must follow these steps:

• Access the Yape application and go to the ‘Credit’ section.
• Select The amount of S/500 Among the available options.
• Choose the payment period and receive an email with the details of the loan.

YAPE lends S/500 for purchases: How much would you pay for commission?

Once the loan is approved, customers can choose to pay in a single fee or in several monthly payments. If the payment is chosen in 30 days with an interest rate Of 95.9% per year, the total amount to be returned will be S/530.35. This value considers the relief insurance (0.115%), which protects the user in case of total and permanent death or disability.

For those who prefer extended deadlines, YAPE offers up to 18 monthly installments. Although the amount to be paid per share will be lower, interest will increase over time. The application also has a calculator that allows you to estimate payments before confirming the application.

YAPE lends S/500 for the 2025 school year: What are the requirements?

For get the loanit is necessary to meet certain conditions:

• Be a user of YAPE With an account in the BCP or be affiliated by the option “HAVE YAPE WITH DNI”.
• Have an active and blocked debit card, since the disbursement is made to this account.
• Keep personal data updated on the platform, such as address, email and cell phone number.
• Have a pre -approved credit offer, which is granted after evaluating the applicant’s credit history.

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