In 2025, ONP affiliates in Peru may collect a maximum pension of up to S/893, as long as they meet the age requirements and years of contribution to the system.
In 2025, affiliates to the Office of Pension Standardization (ONP) In Peru they could receive a pension up to S/893according to established regulations. This amount is determined considering the latest remuneration received by the contributing and the years of contribution.
The National Pension System (SNP) operates under a solidarity cast model, where the contributions of active workers finance the retiree pensions. For those who do not meet the necessary contribution years, there are alternatives such as proportional retirement.
Maximum ONP pension is S/893 in 2025: Requirements to access
If an older adult affiliated with the ONP requires access to the Maximum S/893 pensionthey must meet the following requirements:
- Be at least 65 years old at the time of submitting the application.
- Have accredited at least 20 years of contributions to the National Pension System.
The amount of the pension is calculated based on the years of contributions and the average of the latest effective remuneration, as established by the Decree Law No. 19990. This system ensures that pensioners receive a monthly fixed income, subject to a 4% deduction for ESSalud.
How much do retirees receive as a pension if they contributed less than 20 years to the ONP?
Affiliates who do not reach the 20 years of contributions necessary for a complete pension, the pension standardization offers the option of a special proportional pension. This alternative allows workers with less years of contributions to receive an adjusted amount according to the new estimated values for 2025:
- Between 10 and less than 15 years of contributions: Monthly S/300 pension.
- Between 15 and less than 20 years of contributions: Monthly S/400 pension.
ONP 2025: Check your contributions virtually
The ONP It offers a digital platform for affiliates to review their contribution status quickly and safely. To access, follow these steps:
- Enter the official portal of the ONP: Go to the “Check your contributions” section from the ONP website. You can also enter from this link.
- Select the type of document: You can use your ID, foreigner card, PTP or passport.
- Enter your virtual key: if you do not have one, request a new key providing your document number, name of one of your parents, cell phone number and email.
- Check your account status: Once within your safe area, you can visualize the contribution history and other relevant data.
What is the ONP in Peru?
The ONP (Pension Standardization Office) is an entity of the Peruvian State in charge of administering the National Pension System (SNP). Its main function is to manage the contributions of the workers and grant them a pension when they retire, provided they meet the established requirements.
Source: Larepublica
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