The retirement It represents a significant milestone in the lives of the elderly. In this context, the Office of Pension Standardization (ONP) has introduced modifications to its payment system, which benefits those workers who seek to obtain a pension higher, even if they have not reached 20 years of required contributions
The last reform, which is part of the law of modernization of the pension system, seeks to support those workers who did not reach 20 years of Contributions required to access higher pensions. Next, the different amounts that retirees will receive at the time of their retirement are detailed.
How much is the pension in 2025 for those who contributed 15 years to the ONP?
From 2025, affiliates to the Office of Pension Standardization who have made contributions for a period of 15 years will have the possibility of receiving a Monthly pension S/400 fixed. This amount will remain unalterable and will not be affected by other income or pensions that the beneficiary can receive.
It is essential that this amount will be subject to a 4% deduction that will be allocated to EsSalud. To access this benefit, it is necessary to meet the main requirements detailed below:
- Minimum age: Be at least 65 years old when requesting the pension.
- Years of contributions: Having contributed between 10 and 15 years to SNP.
- Documentation: Present the National Identity Document (DNI) and the contribution certificates that support the contribution history.
- Formal application: Complete and deliver the proportional pension form available on the ONP website or in the institution’s physical offices.
How to access the ONP S/893 pension?
In order for an older adult affiliated with the ONP, they can access the maximum pension of S/893, it is necessary to meet certain established requirements:
- Be at least 65 years old when submitting the application.
- Have accredited at least 20 years of contributions to the National Pension System.
He pension calculation It is done considering the years of contributions and the average of the latest effective remuneration, in accordance with the provisions of Decree Law No. 19990.
The benefit accessed by the ONP pensioners
The Pension Standardization Office has determined that pensioners They reach 80 years of age are entitled to elderly bonus (BEA). This bonus represents a 25% increase on the pension that the insured previously received. To illustrate, if a former worker received S/600, when he turned 80, his pension will rise to S/750.
The ONP has reported that the bonus will be granted automatically, which eliminates the need for additional procedures to receive payment. This benefit is available for pensioners who have contributed for a minimum period of 20 years, as well as for those who receive a proportional pensionthat is, those who have contributed at least 10 years.
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Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
