The Peruvian retirees that have contributed to the system of pension standardization (ONP) for a minimum of 10 years will receive a pension with a new amount established. This modification seeks to offer support to those who did not comply with the 20 years required to obtain higher pensions. It is essential that they plan your financial situation to ensure that your income is sufficient to cover your needs and desires during this stage of life.
The ONP, in charge of managing the National Pension Systemestablished new pension amounts that will enter into force in 2025, which will allow affiliates to know in advance the income they will receive at the time of their withdrawal.
How much pension do the ONP retirees receive if this 2025 have contributed for 10 years?
As of January 2025, ONP affiliates that have contributed for 10 years will receive a fixed monthly pension of 300 soles. This measure, the result of the law of modernization of the pension system, seeks to offer financial support to those who have not reached 20 years of contributions necessary to obtain a higher pension.
This provision, contemplated in current regulations, has as its main objective to provide financial aid to those affiliates who, for various circumstances, have failed to complete the time of contributions required to access a more substantial pension.
ONP 2025: How much pension do retirees receive if they contributed less than 20 years?
For those who have contributed between 10 and 15 years, the new amount is established in S/300. In the case of affiliates who have contributed between 15 and less than 20 years, the pension will be S/400. In addition, the new minimal and disability pension has been set at S/600, an increase with respect to the previous S/500. Derived right pensions will be S/400, which represents a significant advance in support for retirees.
EPP early retirement: What is the new age to request it?
The recent reform has also modified the minimum age to request early retirement in the ONP. According to article 42 of Law 32123, the new minimum age is 55 years. This change allows affiliates to access their pension up to ten years earlier than usual, provided they meet the established requirements.
ONP affiliates in 2025 contribute new amount after the increase in RMV
The monthly contribution that workers must allocate to the ONP has experienced a significant increase, moving from S/133.25 to S/146.90. This adjustment is due to the increase in minimum vital remuneration, which is currently in S/1,330. Peruvian regulations establish that the contribution must be 13% on salary, which justifies this modification in the amounts to be provided.
What is the ONP?
The ONP (Pension Standardization Office) is an entity of the Peruvian State in charge of administering the National Pension System (SNP). Its main function is to manage the contributions of the workers and grant them a pension when they retire, provided they meet the established requirements.
Source: Larepublica
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