Did they send you a false Yape? Learn to identify a false transfer in 3 steps

The growth of YAPEthe digital wallet of the Credit Bank of Peru (BCP), has revolutionized payments in the country, allowing instant transfers among millions of users. However, this boom has also given way to a new modality of digital fraud: the fake yape.

Cybercriminals have developed methods to deceive people with false screenshots and altered vouchers that simulate a successful transfer. This represents a danger to businesses and users that depend on this application to receive payments. Next, it is explained how to detect a YAPE FALSE and protect money.

What is a false Yape and why is it a risk?

A YAPE FALSE It is a fraudulent transaction that seems to be a legitimate payment, but in reality it has not been prosecuted by the BCP. This type of fraud has become common in Peru and mainly affects small merchants and entrepreneurs who accept digital payments.

In the case of fraudulent Yapes, scammers use altered screenshots to make believe that they have made a real transfer. As it is a digital wallet for mass use, not all people are familiar with payment verification methods, which makes them vulnerable to these fraud.

Identify a false yape in three steps

He BCP It recommends users to follow these steps to verify the authenticity of a transfer in YAPE and avoid falling into fraud.

1. Check the movements in the application. Every legitimate transaction appears in the application movements section. If the payment does not appear in the history, it is very likely that it is a false Yape.
2. Check the updated balance. In the Yape application, select the “Show balance” option to confirm if the amount really entered. Do not trust the payment notification or a screen capture sent by the customer.
3. Activate real -time notifications. The alerts of the application allow to receive immediate confirmations of each payment received. If a notification of money income is not received, the transfer may be false.

How are fake yopes generated?

Digital scammers have developed methods to imitate Yape’s payment vouchers through online tools that replicate the application interface. These platforms allow to create false screenshots with custom data, including amount, sender and operation date.

In some cases, they even counterfeit transfer notifications with editing applications. He BCP He has announced these practices and has reinforced security on its platform, but the best protection remains directly verified in the application. On the other hand, there are elements that allow identifying a Yape.

Security measures to avoid fraud in Yape in 2025

To minimize the risk of falling into a scam with YAPE FALSEit is important to adopt good security practices when receiving payments for this platform.

• Always verify the application. Do not trust vouchers sent by customers. Make sure the transfer appears in the account before delivering products or services.
• Protect the device. Activate two steps authentication on the phone. Do not share the access information to YAPE with third parties.
• Use YAPE companies in case of having a business. It allows collaborators to supervise sales without accessing the total balance and avoids fraud by offering greater control over transactions.
• Report suspicious activities. If fraud attempts are detected, the BCP must be immediately notified. In case of being a victim, he submit a complaint to the authorities.

How to activate notifications in YAPE from the cell phone?

Enable notifications on the device is an extra security layer that allows you to receive immediate alerts on each payment received. Next, you can see the steps to Activate notifications in the Yape app:

1. Open the phone configuration and select “applications.”
2. Look for the YAPE application and access the configuration.
3. Activate visual and sound notification options.