As of January 2025, retirees who have contributed for 10 years to the ONP will receive a fixed monthly pension.
The Retirees that have contributed to the System of the Office of Pension Standardization (ONP) for a minimum of 10 years will receive a pension with a new established amount. This modification seeks to offer support to those who did not comply with the 20 years required to obtain higher pensions.
It is essential that they plan your financial situation to ensure that your income is sufficient to cover your needs and desires during this stage of life. The ONPresponsible for managing the National Pension System, established new pension amounts that will enter into force in 2025, which will allow affiliates to know in advance the income they will receive at the time of their retirement.
What will be the amount of the pension for ONP retirees with 10 years of contributions?
As of January 2025, ONP affiliates that have contributed for 10 years will receive a fixed monthly pension of S/300. This measure, the result of the law of modernization of the pension system, seeks to offer financial support to those who have not reached 20 years of contributions necessary to obtain a higher pension.
ONP 2025: Peruvian retirees receive new amounts if they contributed less than 20 years
For those who have contributed between 10 and 15 years, the new amount is established in S/300. In the case of affiliates who have contributed between 15 and less than 20 years, the pension will be S/400. In addition, the new minimal and disability pension has been set at S/600, an increase with respect to the previous S/500. Derived right pensions will be S/400, which represents a significant advance in support for retirees.
Changes in early retirement: new age to request it in 2025
The recent reform has also modified the minimum age to request early retirement in the ONP. According to article 42 of Law 32123, the new minimum age is 55 years. This change allows affiliates to access their pension up to ten years earlier than usual, provided they meet the established requirements.
ONP affiliates must contribute a new amount to this public system
The monthly contribution that workers must allocate to ONP It has experienced a significant increase, so it went from S/133.25 to S/146.90. This adjustment responds to the increase in minimum vital remuneration, which is currently in S/1,330. Peruvian regulations establish that the contribution must be 13% on salary, which justifies this modification in the amounts to be provided.
What is the ONP in Peru?
The ONP (Pension Standardization Office) is an entity of the Peruvian State in charge of administering the National Pension System (SNP). Its main function is to manage the contributions of the workers and grant them a pension when they retire, provided they meet the established requirements.
ONP 2025: Verify the status of your contributions this 2025
- Access the platform ‘Your safe ONP area‘Through this link.
- Choose the user type: Select whether you will enter as a starter or attorney.
- Select your document type, either DNIforeigner card, PTP or passport.
- Enter your document number and your virtual key in the corresponding fields.
- Click ‘Get into‘To access information about your contributions and other details related to your account.
Source: Larepublica
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