The salaries embargo in Peru allows authorized entities to retain part of the salary of workers to settle debts. This process respects the rights of workers and debtors.
He Salary embargo in Peru It is a legal mechanism that authorizes certain authorized entities to retain part of the salary of a worker to settle outstanding debts. In general, this process is regulated by law and presents limits to protect workers’ rights.
Despite this, debtors also have rights in this process and can assert their rights if they consider that the embargo It is being carried out unfairly. In this note we tell you what are the institutions that are empowered to take off your salary.
What are the entities that can seize the salary of a job in Peru?
Currently, there are three unique entities that have the power to start with the Embargo from the salary of a Peruvian worker.
- Judicial Branch: Through a final judgment, the Judiciary can order the embargo for the payment of private or commercial debts. The amount seized will depend on the judicial ruling and respect the established legal limits.
- Sunat and SAT: These entities have the authority to seize wages in cases of tax debts. In these situations, the retained percentage can reach up to 30% of the worker’s salary.
- Food demands: In cases of food obligation, such as pensions for children or spouses, the embargo can reach up to 60% of the salary. In these cases, the well -being of the beneficiaries is prioritized. It is important to note that these entities must follow rigorous procedures and previously notify the worker’s employer before carrying out their salary.
Salary embargo in Peru: What is and how does it work in 2025?
He Salary embargo It is a legal measure that allows creditors to recover debts through the retention of a part of the worker’s salary. This procedure begins with a court or administrative order, which depends on the type of debt, and must comply with the limits established by Peruvian legislation.
In Peru, the Tax Tax Unit (UIT) serves as a reference to calculate the unattainable amounts. Currently, the law establishes that income equivalent to 30% is protected from any retention. Only the surplus can be seized.
What is an embargo?
In the Peruvian sphere, a embargo It is a legal measure that implies the retention or affectation of the assets of a person or entity with the purpose of guaranteeing the payment of a debt. This action can be ordered by a judicial or administrative authority and is commonly used when the debtor does not comply with his payment obligations.
Embargo for debts in Peru: these goods will not be able to take away
He Civil Code establishes The limits on goods that can be seized in Peru in case a person has pending debts:
- The assets that are part of the family heritage, of which only up to two thirds can be seized.
- Strict personal use articles, such as clothes, books or essential foods.
- Essential vehicles, vehicles or machinery for the exercise of work or professional activity.
- Remuneration and pensions greater than five procedural reference units.
- Food pensions, religious temples furniture and graves.
- Payment for compensation for services time (CTS)which can only be seized by 50% if it is intended for food payment.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
