The retirement process for affiliates to the Office of Pension Standardization (ONP) in Peru has great relevance, since numerous workers aspire to complete 20 years of contributions to access the Minimum pension of S/600. This amount experienced an increase from 2025, due to the approval of the law of modernization of the pension system.
In addition, it is essential that ONP affiliates in Peru are informed about an additional benefit available for Retireeswhich provides an extra income to the pension they receive. Therefore, it is vital that they understand the circumstances in which this bonus can be applied, as well as the requirements they must meet to access it.
What is the benefit that ONP retirees receive?
The Pension Standardization Office indicates that pensioners who turn 80 years or older will be able to access the Age bonus (BEA). This benefit consists of a 25% increase on the regular pension that the insured receives. For example, an ex -worker who receives S/600 per month will see his pension rise to S/750 when he reaches the aforementioned age.
Likewise, the bonus is granted automatically, which eliminates the need for additional procedures to access it. This benefit is intended for pensioners that have contributed for a minimum of 20 years, and also to those who receive a proportional pension, applicable to those who have contributed for at least 10 years.
ONP increased minimal and proportional pension by 2025
The Peruvian government has decided to increase the minimum pension for retirees and pensioners due to disability, raising it from S/500 to S/600. This adjustment represents a significant support for those who depend on this income. In turn, modifications were made in the proportional pensionswhich will also benefit a considerable number of citizens.
- Those who contributed between 10 and less than 15 will receive S/300.
- Those who contributed between 15 and less than 20 years will receive S/400.
To what date can independent workers pay the first contribution of 2025?
The term to pay the Contributions concludes the last day of the month following the one corresponds to the contribution. For example, if the contribution is January 2025, the affiliate has until February 28 to make the payment without incurring a blackberry 2%. It should be noted that, in case of making a partial payment during this period, penalty will not be applied by default.
It should be remembered that independent workers contributing to the National Pension System enjoy the same benefits as mandatory affiliates. Among these are the right to receive a life pension and access to health services through EsSaludonce they reach the stipulated age for their retirement.
Source: Larepublica
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