The Pension Standardization Office (ONP) reported that approximately 24,000 affiliates make optional contributions. These independent workers They contribute monthly to the objective of ensuring a pension and life health insurance at the time of their retirement.
In this way, these employees in Peru must be responsible for the contributions to the Institution of the National Pension System (SNP) to properly comply with the future pension that they hope to receive. Next, we tell you the details of the maximum date.
To what dates do independent workers pay the January contribution in 2025?
The deadline for the payment of the contributions ends the last day of the month following the contribution. For example, if the contribution corresponds to January 2025, the affiliate has until February 28 to make the payment without incurring blackberrywhich is 2%. It is important to note that, if a partial payment is made within this period, the penalty will not be applied by default.
Independent workers who contribute to the National Pension System enjoy the same rights as mandatory affiliates. This includes access to a life pension and medical care through EsSaludonce they meet the age established for retirement.
What are the benefits of independent workers who are affiliated with the ONP?
In accident situations, members have the guarantee of a pension for work disability or by death. This support not only benefits the affiliate, but also extends to their relatives, which includes spouses or cohabiting, as well as minor children or those with disabilities for work, and parents.
In the National Pension System, the benefits are granted vital, except in the case of the orphanage pension. This type of pension ends when the beneficiaries reach the age of majority, although there is the possibility of extending it if they continue with higher studies continuously.
What is the extra bonus that ONP pensioners receive?
Pensioners who turn 80 years or older will be able to access the Age bonus (BEA). This benefit consists of a 25% increase on the regular pension that the insured receives. To illustrate, an ex -worker who receives S/600 per month will see his pension increase to S/750 when reaching this age.
The bonus is granted automatically, which eliminates the need for additional procedures to access it. This benefit is intended for pensioners They have contributed for a minimum of 20 years, as well as those who receive a proportional pension, applicable to those who have contributed to at least 10 years.
Source: Larepublica
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