In recent years, the use of digital wallets in Peru has experienced a notable increase in Peru. In this context, Biman application that facilitates the shipping and withdrawal of money without requiring a bank account, has joined the interoperability strategy of payments of the payments of the payments of the Central Reserve Bank of Peru (BCRP). This integration allows users to make fund transfers to other wallets, such as YAPE either Plinwithout incurring additional costs.
Both applications offer the possibility of making payments and other transactions of quick and safe form. However, one of the most common doubts among users is how to make a Bim to Yape transfer. In this article, we will explain step by step how to carry out this process and give you some tips to do it more efficiently.
How can I transfer from BIM to PLIN or YAPE?
According to the official BIM information, to transfer money to YAPE or PLIN, follow these steps:
- Access the option ‘Send money‘In the application.
- Write the recipient’s cell phone number.
- Select ‘other entities’ and choose the digital wallet to which you want to send the money.
- Enter the amount you want to transfer.
- Confirm the transaction by entering your password.
What considerations should I take into account when transferring money from Bim to Yape?
If you are going to send money between applications such as BIM and YAPE, keep in mind the following aspects:
- Processing time: Although transfers are usually fast, in some cases they can take more than expected, especially if they are carried out outside of banking schedule.
- Commissions: Depending on the bank or the shipping method, some transfers may imply additional costs. It is advisable to review these charges before completing the operation.
- Security: Be sure to enter the data correctly and use only the official application. Do not share your financial information with third parties to avoid possible fraud.
How can I create a BIM account?
If you want to join BIM without having a bank account, follow these steps according to the information on your website:
- Download the BIM application on your mobile phone. It is available in Play Store, App Store and App Gallery.
- Enter your cell phone number.
- Select the type of identity document that you will use (DNI or passport).
- You will receive a SMS with a code that you must enter the application.
- Enter the number of your document and its issuance date.
- Indicate the telephone operator to which your line belongs.
- Choose the electronic currency issuer that will support your money.
- Finally, create a password for your BIM account.
It is important to mention that opening Bim and putting money is free. That is, you can send money to all of Peru and buy in establishments at no cost.
What is Bim and how does it work?
BIM is a platform that groups more than 30 electronic money service providers, designed to establish a shared technological infrastructure. This project promotes interoperability between different Telecommunications emitters and operators.
BIM also allows multiple transactions, such as transfers to other digital walletsbasic services payments (such as electricity, water, cable and taxes), telephone recharges and purchases in a variety of shops, including wineries, stores and pharmacies. It is also possible to pay credits to financial entities.
One of BIM’s advantages is that does not require a bank account To send or withdraw money. However, he collaborates with various banking entities, such as Interbank, Banco de la Nación, Crediscotia, Caja Sullana, Caja Huancayo, Caja Cusco, Compartamos Financiera and Qpaq, which are responsible for safeguarding the capital of the users.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
