Since January 2025, formal workers in Peru have begun to receive the new Minimum vital remuneration (RMV) established in S/1,130, an increase of S/105 with respect to the previous amount. This adjustment aims to alleviate the economic difficulties of those who receive the lowest income, although it also implies changes in mandatory contributions and discounts, such as that destined for Social Security of Health (EsSalud).
As stipulated in the Law No. 26790the contribution to Essalud corresponds to 9% of the gross salary of the worker. With the new minimum wage, this amount has also been adjusted, affecting both employers and formal workers.
New contribution of EsSalud for workers who gain minimum salary in Peru, how much will it be?
Increased RMV Bring with it an increase in the monthly contribution to EsSaludwhich goes from S/92.25 to S/101.70. This adjustment, in force since January 2025, has been aimed at financing the Health services That EsSalud gives formal workers and their dependents. The benefits covered by this contribution include outpatient medical attention, hospitalization, maternity, specialized treatments and economic subsidies in cases of temporary disability, maternity and funeral.
This increase responds to the regulation established by the Ministry of Labor and Employment Promotion (MTPE)which seeks to guarantee adequate health coverage for workers and their families. The adjustment also seeks to strengthen the health system, although it represents an additional expense for employers who assume this mandatory contribution.
Additional discounts to the minimum salary: ONP, AFP and more
In addition to contribution to EsSaludworkers who receive the Minimum vital remuneration They are subject to other mandatory discounts, such as those destined for pension systems. For example, affiliates to the National Pension System (ONP) must contribute 13% of their gross salary, which is equivalent to S/146.90 with the new minimum salary.
In the case of workers affiliated with a Pension Fund Administrator (AFP)the base discount is 10% of the gross salary, to which the administrative and insurance premiums are added, raising the total discount to approximately 13%. This percentage can vary depending on the chosen AFP.
Since when will the minimum salary increase in Peru be effective?
He minimum salary increase A S/1,130 was formalized by the Government in December 2024, and its application began on January 1, 2025. This measure directly benefits the formal workers. High informal employment rates are maintained, which is predominant, since these do not benefit from the increase or services related to EsSalud.
Despite this improvement, the income from the new minimum salary continues to be insufficient to cover the cost of the basic family basket, which according to estimates of 2024 amounts to S/744 per person per month.
Source: Larepublica
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