How to access a loan from Yape? Know the requirements and step by step to obtain it

In Peru, Yape has established himself as one of the most used digital walletswith millions of users who make transactions and daily payments without resorting to cash. This application, created by the Credit Bank of Peru (BCP)allows users to access loans through their option ‘YAPE CREDITS‘. Next, the procedure will be explained to request a loan in YAPE, the steps to follow, the necessary requirements and all the essential information that you must take into account.

How can I request a loan in Yape?

• Enter the application YAPE and access the menu represented by three lines located in the upper left corner of the screen.
• Go to the ‘Credit’ section and select the option ‘Request credit’.
• Specify the amount you want to request, choose the number of fees and define the payment date that best suits your financial needs.
• Carefully check the terms and conditions, and proceed to accept the summary documents.
• Finally, enter the validation code to confirm and complete your application.

After completing these steps, the loan will be reflected in the balance of the Yape account. THE SERVICE OF ‘YAPE CREDITS ‘ It operates seven days a week, which facilitates access to credit at an extended time for platform users.

What requirements do I need to obtain a loan from Yape?

In order for users to access ‘Credits YAPE’, they must meet a series of basic conditions that the BCP establishes to evaluate its eligibility.

• Be registered in YAPE with a BCP OA card through ‘Yope account’ with DNI.
• Keep the contact data (address and cell phone number) updated in the BCP system.
• Have a BCP debit card activates, without blockages or restrictions.
• Have a good credit history and favorable financial behavior.
• Have a pre-approved credit offer, which can be reviewed directly in the application.

How can I pay Yape’s loan?

He Payment of loans in Yape It is done automatically on the date of expiration established, without the need for the user to intervene manually. This automatic process is maintained in situations such as theft or loss of the mobile devicethe uninstall of the YAPE application or the blocking of the associated card, which guarantees that the collection is made without setbacks.

For those users who wish to make early payments, they can do so by entering the ‘credits’ section within the application and following the instructions indicated, always within the time established for this option.

How much is the commission to request a loan for YAPE?

In Yape, the option of personal loans known as’YAPE CREDITS‘does not include a specific commission when making the disbursement. However, these loans incorporate interest payment, which are calculated based on the applicant’s credit profile and the amount requested.

These interests are detailed in the Payment schedulewhich is provided to the user for review and acceptance prior to the confirmation of the credit application. This procedure ensures that the client fully understands the loan conditions before approval.

What is the interest of a loan with Yape?

The credits granted by YAPE They include interest, which already contemplate the Pacific Disagree Insurance, and must be paid within the period selected at the time of the application.

If you are eligible for a loan, you can Use the application to make free simulations and calculate how much you would have to pay in different scenarios. Each loan you request is subject to a new evaluation of your profile. The interest rate could vary between applications.