Plin is a very popular digital wallet in Peru, launched in January 2020 thanks to a collaboration between the banks BBVA, Interbank and Scotiabank. Its main advantage is that it is integrated within the mobile banking applications of these banks, making it easy to use without having to download a separate application.
With Plinusers can send and receive money immediately and for free using only the recipient’s cell phone number. In addition, Plin allows payments in physical and online stores using QR codes, and it is also possible to pay for utilities such as electricity, water and gas.
Here’s how to create a Plin account
To have Plin you need to have a account in soles, be subscribed to the SMS key service and be a client of Interbank, Scotiabank, BBVABanBif, Caja Arequipa, Caja Sullana or Caja Ica.
- Once you meet these requirements, follow these steps:
- Open your chosen bank’s app and select the Plin option on the main screen.
- Then, choose the option “Join PLIN”.
- Select your account in soles to complete the affiliation.
- Done! You are now a Plin user.
You will be able to send money to any Plin user or Yape using your cell phone number or selecting it from your saved contacts, as well as making payments to any Izipay or Niubiz QR code.
How to Yap to Plin from Yape?
Plin and Yape are the digital wallets most popular in Peru and, by a provision of the Central Reserve Bank (BCR), they are interconnected. This interconnection allows users to make money transfers between different banks instantly and without additional charges.
To transfer money from Plin to Yape, or vice versa, the process is very simple. When you enter the BBVA application to make a transfer, you will see that some of your contacts have the Plin icon, others the Yape icon, and some may even have both. You just have to select the contact you want to send money to and choose the digital wallet through which you want the transfer to be made. transfer.
In Yape, the procedure is similar: select the contact and choose whether you want to send the money to Yape or Plin. The transfer will be made immediately and without complications.
How much can you pline per day?
At Plin, the maximum amount you can send per transaction is S/500 and the daily limit is S/1,500. As for receiving money, you can receive up to S/20,000 per day.
What happened to Yape?
Yesterday the payment application Yape Banco de Crédito del Perú (BCP) suffered a nationwide outage, leaving numerous users unable to access its services. This technical failure occurred during lunchtime, affecting many who were trying to pay at restaurants and other establishments using the app.
The interruption also prevented payments for services and transfers, generating great frustration among users, who expressed their complaints through social networks. BCP, for its part, apologized to users and announced that its technical team was working to resolve the problem as soon as possible.
Despite not providing specific details about the causes of the crash, possible reasons such as server overload or problems with app updates were mentioned.
Source: Larepublica

Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.