Here’s how you can have Yape with just your ID number without needing a bank account: follow these steps

Yape, one of the most popular and used digital wallets in the Perustands out for its distinctive sound and signature purple color. This inexpensive app offers users a fast and secure way to make payments, transfers, and other financial transactions. Initially, only customers of the Central Bank of Peru (BCP) had access to Yape.

Given the growing demand from those who were not clients of this bank, Yape introduced the option to register with only the number National identity document (DNI). In this note, we explain how to carry out this process in a quick and easy way. Take note!

Yape only with DNI: follow these steps to create it

  1. Open the application and click on the ‘Create a new account’ option.
  2. You will then be asked for your phone number. You will need to enter it as a text message will be sent to you.
  3. You must enter the code that will be sent to you via text message (MSM), then click ‘Validate code’.
  4. The application will ask you for the type of document you wish to affiliate. You must select ‘DNI’, then enter your 8 digits and email address. The email address must be active, as you will be notified of the movements of your Yape.
  5. You will then proceed to create a password. This must be 6 digits long. This step should be done calmly and taking the necessary precautions.
  6. You will then be given the option to choose what you want to link your Yape account to. Choose the option ‘Yape with DNI’.
  7. Finish entering extra data and accept the Terms and Conditions. Then, continue and that’s it. Welcome to the Yape community!

Can I have two Yape accounts with a single ID?

In case you already have an account on Yape, it is possible to open an additional account. However, it is important to note that you cannot register two or more Yape accounts using the same ID number. Each Yape account must have an email address, cell phone number, and bank account number. DNIdevice and debit card. Therefore, if you already have an associated account, you will only be able to have one account Yape by DNIIf you wish to open an additional account, you will need to register a different debit card, which must be unique for each new account.

Yape is one of the most used digital wallets in all of Peru. Photo: LR/Andina Composition

Yape is one of the most used digital wallets in all of Peru. Photo: LR/Andina Composition

Yape charges commission in 2024: what is the amount and who pays?

Yapethe well-known digital wallet, has introduced an important modification in its commission policy. From now on, companies that choose to use the application to receive payments for their sales will be subject to a 2.95% commission for each transaction carried out. It is important to note that the adoption of the profile Yape Enterprises It is entirely voluntary and will have no impact on individual users who use the platform for personal transfers.

The 2.95% commission The discount will be applied to the total daily sales recorded by the company. For example, if a company manages to collect S/1,000 in one day, a commission of S/29.50 will be deducted, leaving a margin of S/970.50. This discount will be calculated and deducted on a daily basis, with a monthly summary sent to each user detailing the amounts deducted.

Source: Larepublica

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