Banco de la Nación offers loan without guarantee for Fiestas Patrias: how to apply for up to S/100,000 with promotional rate

Are you considering getting a loan or credit in these National HolidaysThousands of citizens can do so at Banco de la Nación, since being a client of this entity is the main requirement to access these financial products.

This proposal from the Banco de la Nación stands out for the amount available, up to S/100,000 without the need for a guarantor and easy payment options, offering a flexible and accessible solution for different financial needs.

How to access the loan of up to S/100,000 from Banco de la Nación for Fiestas Patrias?

National Holidays It is one of the times of greatest spending for Peruvians. In this context, the National bank offers loans of up to S/100,000. To access this money, the entity must evaluate you. You can contact the number 942 896 863 via WhatsApp for this purpose.

What are the requirements to obtain the loan for Fiestas Patrias from Banco de la Nación?

The loan with an APR from 11.58% is for customers who are applying for a loan for the first time, who have cancelled their loan before the start of the campaign, or who have paid their last installment during the campaign period (except if they have made a partial prepayment during the campaign, in which case the promotional rate does not apply), and who can renew their loan without having more than 6 last installments outstanding according to their current payment schedule (if they have made a partial prepayment during the campaign, the loan with the promotional rate also does not apply).

This loan is for public sector workers and pensioners who have savings accounts in the National bank due to their income. Finally, the loan without collateral or guarantor is subject to credit review.

The promotional APR is based on an APR of 10% for a loan of S/15,000 for 60 months, resulting in a monthly payment of S/327.45 (payment calculated taking 07/16/2024 as the disbursement date, with payment on the 16th of each month, without grace period, without protected quota insurance, without policy endorsement and with traditional credit insurance contracted with Pacifico Seguros, with a premium of 0.12%, for clients over 84 years of age the premium is 1.33%).

How long will the Banco de la Nación loan be valid?

The campaign of the National bank It started on Tuesday, July 16, 2024 and will end on Wednesday, July 31 of the same month.

Bank of the Nation opening hours

The schedule of the National bank It is Monday to Friday from 8:00 am to 5:30 pm

What are the functions of the National Bank?

He National bank The Peruvian Central Bank has several key responsibilities. First, it manages the financial resources of the State, ensuring that public funds are managed efficiently and safely. It also provides banking services to government entities, facilitating financial transactions and operations.

In addition, the National bank It acts as the financial agent of the government, which involves the collection of taxes and other contributions, as well as the distribution of state payments, such as pensions and salaries to public employees.

Another important function is to promote financial inclusion, providing access to banking services to populations that traditionally do not have access to commercial banking. This includes opening savings accounts, issuing debit cards and installing ATMs in rural and less developed areas.

Finally, the Banco de la Nación participates in the implementation of the State’s economic and financial policies, supporting government programs and national development projects.

Source: Larepublica

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