Can I receive a pension from the ONP and continue working?

For many retirees, the combination of the pension of the ONP With work-related income, this represents an attractive option to improve financial stability. This option would provide an opportunity for retired people to remain active and ensure greater well-being, especially in this economic context, in which families are facing difficulties in making ends meet.

For those who wish to continue generating income, it is crucial to know their rights and obligations, as well as to be informed about the necessary procedures. Here we explain everything you need to know if you wish to work and receive your ONP pension simultaneously.

ONP: Can I work and receive a pension at the same time?

Yes, according to current regulations, ONP pensioners can work and receive their pension simultaneously without this affecting the amount of their benefits. The ONP does not impose limits on combining both incomes.

If you are an employee, you must inform your employer that you are a pensioner of the National Pension System (SNP) so that your salary is not affected by withholdings or deductions.

What are the steps to collect my ONP pension and continue working?

For pensioners who wish to continue working, it is recommended to follow these steps:

1. Inform the employer: Formally notify your employer that you receive a pension from the ONP. This will ensure that the corresponding deductions are made correctly, without affecting the amount of your pension.
2. Stay updated: Periodically review the ONP regulations and labor provisions that may affect your situation. The ONP website is a reliable source of information.
3. Consult an advisor: If you have any doubts or particular situations, seek the advice of a professional specialized in pension and labor issues. This advice will allow you to make informed and appropriate decisions.

ONP: How can I see my contributions?

To check your contributions to the ONP, follow these steps:

1. Access the online service: Enter the link provided by the ONP and select ‘Go to the service’ or ‘Review your contributions’.
2. ONP Safe Zone: A tab called “Your ONP Secure Zone” will open.
3. Selection of ownership: Indicate whether you are the owner or representative within the system.
4. Data entry: Enter your document number (DNI, foreigner’s card, PTP, passport) and your virtual password.
5. See contributions: After logging in, you will be able to see your contributions and other relevant details.

If you do not have the virtual key, you can generate it within the same system by following the instructions provided.

ONP: These banks allow you to collect your pension

The ONP offers its pensioners the option of receiving their pension through six banking entities: National bankBBVA, Interbank, Scotiabank, GNB Perú and BanBif. Retirees are free to withdraw their funds at any time after depositing, using ATMs or authorized agents located near their homes.

How many years of contributions are necessary to receive a pension from the ONP?

In Peru, to obtain a pension through the ONP (Office of Pension Normalization), it is necessary to have contributed for a minimum of 20 years and to have reached the age of 65. However, there is the possibility of accessing early retirement from the age of 50.