In Peru, the Pension Standardization Office (ONP) manages the National Pension System (SNP), giving workers the opportunity to obtain a retirement pension. However, many wonder how to increase this monthly amount. If you meet certain requirements and submit the necessary documentation, it is possible to optimize the amounts of retirement.
There are two ways to increase your pension. First, you can manage this increase if your spouse and children meet certain conditions and, second, through voluntary contributions. Below, we detail each of these options and the steps you must follow to manage these requests.
Increase your pension in the ONP for spouses or children
If you are going to apply for your retirement pension, you can request an increase in your pension if you prove that your spouse is financially dependent on you. This process requires submitting a series of documents that prove this dependency.
Besides, the ONP It also allows for requests for increases for children under 18 years of age, children over 18 years of age with disabilities and those who continue their higher education.
ONP Pension: Requirements to request an increase for children or spouses
If you wish to request an increase in your spouse’s pension, you must submit a specific application form, along with a copy of the civil marriage certificate or record, in case it is not registered in ReniecIn addition, it is necessary to include a sworn statement proving economic dependence on the spouse.
In the case of children under 18 years of age, only the application form is required. For children over 18 years of age with disabilities, in addition to the application form, a copy of the birth certificate and a medical certificate issued by EsSalud or the Ministry of Health. For children over 18 years of age who are studying, a copy of the birth certificate and a certificate of studies indicating the period of uninterrupted studies must be submitted.
The application process begins by completing an online form. An ONP advisor will contact you to provide guidance and, if necessary, send documents via email. The result will be notified through a resolution that will arrive by email or directly to the applicant’s home address.
Increase your pension at the ONP through voluntary contributions
ONP members have the possibility of improving their “pension profile” through voluntary contributions, in addition to mandatory ones. This option allows them to increase the amount of their monthly pension upon retirement.
Voluntary contributions have no minimum or maximum limit and are made in addition to mandatory contributions, without being subject to late payment, except in specific cases.
What are the requirements for making voluntary contributions to the ONP?
To make optional contributions to the ONP, the member must have a virtual key that allows him to enter “Your Safe Zone”. If he does not have it yet, he can request it online. In addition, he must enter the Sunat to make the payment of the contribution, which you can do using your National Identity Document (DNI) or with the SOL Key, if you already have it. To complete the payment, you need to have a debit or credit card.
The process of making voluntary contributions is simple and allows members to improve their future pension. This option is especially useful for those who wish to secure a higher amount in their monthly payments upon retirement.
Source: Larepublica
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