Discover the steps necessary to maintain your finances under control and avoid unpleasant surprises.
Keeping track of your debts and knowing your credit status is essential for healthy financial management. With various platforms available, it is possible to verify your financial obligations accurately and securely using only your personal information. National identity document (DNI).
Below, we will provide you with a detailed guide on how to use these tools. We will explain the steps to follow to check your debts through the Superintendency of Banking, Insurance and AFP (SBS)as well as through other platforms, ensuring that you have all the information you need to keep your finances in order.
How can I check if I have debts via SBS?
The Superintendency of Banking, Insurance and AFP (SBS) has developed an online system that allows users to check their debts quickly and easily. This tool is particularly useful for those who want to have a clear picture of their credit situation and ensure that there are no outstanding debts that could affect their financial history.
To access this information, the first step is to enter the SBS web portal. Once there, you must look for the section of “Debt Report”This service is completely free and is available to all citizens with a valid ID card. Below are the steps to perform the query:
- Access to the Portal: Go to the official SBS website https://www.sbs.gob.pe/. On the main page, look for the “Debt Report” option.
- Data entry: Once in the corresponding section, you will be asked to enter your ID number. It is important to ensure that the data entered is correct in order to obtain an accurate report.
- Identity Verification: In some cases, the system may ask you to answer some security questions to confirm your identity. These questions relate to personal and financial information that only you should know.
- Report View: After verification, the system will generate a detailed report of your debts. This document will include information about all debts registered in your name, the status of each one, and the corresponding financial entities.
How do I know if I have debts through Infocorp?
Infocorp, managed by Equifax, is another platform where you can check your situation credit. While this service may have costs associated with it, it offers detailed and up-to-date information about your debts and credit rating. Here’s how to do it:
- Access to Infocorp: Go to the Equifax Peru website https://www.infocorp.com.pe/.
- Registration or Login: If it’s your first time, you’ll need to register by providing your personal details. If you already have an account, simply log in with your credentials.
- Report Request: Once inside, look for the option to request your debt report. You may need to pay a fee to obtain this information.
- Report View: After making your payment, you will be able to view your debt report, which will include details about your financial obligations and your credit score.
Debt Consultation with Sentinel:
Sentinel is another well-known platform in Peru for debt and credit rating consultation. Here’s how to perform this consultation:
- Access to Sentinel: Go to the Sentinel website https://www.sentinelperu.com/.
- Registration or Login: As with Infocorp, you will need to register if you do not have an account. If you are already registered, log in with your credentials.
- Report Request: In your dashboard, look for the option to get your credit report. Sentinel offers free and paid options, depending on the level of detail you need.
- Report View: Once requested, you will be able to view your debt report, which will include information about your loans, credit cards, and other financial commitments.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
