Yape is one of the most prominent wallets today, offering various options that simplify people’s daily transactions. Its recognition as one of the most important in all of Peru is due to its efficiency and practicality in everyday use.
However, some users have reported that this digital wallet deducts certain amounts, which sometimes causes inconvenience and inconvenience. Therefore, discover in this note in which cases Yape deducts money from your account.
Why does Yape deduct money from me?
If at any time you have noticed a discount on your account balance Yape, this could be due to several factors, such as the 2.95% discount. The application announced that, since May, accounts registered as Yape Empresas would be subject to this commission. This change generated controversy among users, but it is important to note that Yape remains free for personal accounts; only business accounts are subject to this fee.
Likewise, another of the discounts that this digital wallet can give you is if you have debts with the Credit Bank of Peru (BCP)For example, if you owe for items such as credit card payments, Yape will absorb the corresponding amount. This case applies if your yape account is registered with a bank account, it does not apply to accounts created with DNI.
Yape loans: how to access credit from this digital wallet?
So that you can access the credit that Yape offers from up to S/10,000 is extremely easy, follow these steps:
- Access the application: Open the Yape app on your mobile device and log in with your account.
- Select the option “Credits”: within the main menu, search and select the option to request a loan.
- Click “apply for credit”.
- Choose the amount and the amount of installments that best suits what you know you can pay monthly.
- Review the data and accept the terms and conditions.
- Write the validation codewhich will send the application via a text message.
- After completing these steps, the financial institution will evaluate your request. If approved, the loan amount will be deposited into your Yape balance.
Along these lines, those who can access credit must meet certain requirements, one of them is that your Yape account must be affiliated with a BCP account and have offers pre-approved by the Yape loan section.
Yape 2024: how much is the maximum amount you can yape per day?
Yape, the money transfer service, has increased the maximum limit of money allowed per transaction. Previously, users could make payments of up to S/500 daily. However, with the recent update, this limit has been increased to S/950. It is relevant to mention that both limit options are still available to users.
When downloading the application, the system defaults to the amount of S/500, but users have the possibility of modifying it according to their needs and preferences. This adjustment in the maximum limit is intended to offer greater flexibility and comfort to users when carrying out their transactions through Yape.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
