In the event of death, who can collect the pension of an ONP member?: step by step, requirements and more

The Pension Normalization Office (ONP) plays a fundamental role in the economic security of Peruvian workers and their families. In the event of the death of the owner of an ONP account, their beneficiaries can access various types of pension as long as they meet certain specific requirements.

In order to ensure that contributions made are not lost, the ONP It offers widowhood, orphanhood and ancestry pensions. In this note you can obtain a complete guide on who can access these benefits, the corresponding amounts and the necessary steps to request them.

Requirements and procedures to access ONP survivor pensions

Widow’s Pension:

To access the widow’s pension, the spouse or cohabitant of the deceased member must meet some requirements. In the case of men, they must be over 60 years old or have a disability that prevents them from working. Women have no age requirements, but must have been married to the member for at least one year before his or her death. If the union was de facto, it must have lasted at least two years.

Required documentation:

• Formal request with sworn declaration of authenticity of documents.
• Medical certificate of disability (if applicable).
• Police report or autopsy certificate.
• Medical certificate (in case of pregnancy at the time of the member’s death).
• Documents that prove the employment relationship of the deceased.

Amount: The widow’s pension is equivalent to 50% of the pension that would have corresponded to the member, with a minimum of S/350.

Orphan’s Pension

Children under 18 years of age of the deceased member can receive the orphan’s pension. Those over 18 years of age with disabilities or those who continue with basic or higher education can also access it.

Required documentation:

• Formal request with sworn declaration of authenticity of documents.
• Documents that prove the employment relationship of the deceased.
• Certificate or proof of studies.
• Medical certificate of disability (if applicable).

Amount: The orphan’s pension is also 50% of the pension of the deceased holder, with a minimum of S/270.

Ancestry Pension

This benefit is granted to the parents of the deceased member, as long as there are no beneficiaries due to widowhood or orphanhood. Parents must be over 60 years old (father) or 55 years old (mother) and demonstrate financial dependence on the member.

Required documentation:

• Affidavit of authenticity of documents.
• Medical certificate of disability (if applicable).

Amount: The descent pension is 20% of the pension of the deceased holder, with a minimum of S/270.

What is the ONP?

The Pension Normalization Office (ONP) is a public entity of the Peruvian State in charge of administering the National Pension System. Created in 1992, the ONP depends on the Ministry of Economy and Finance and its main objective is to guarantee the economic security of workers and their families.

How do I contact the ONP?

Those interested can contact the “ONP Te Escucha” line at (01) 634-2222 or access the self-service channels on the official website of the Pension Normalization Office (ONP).