The credit cards offered by Banco de la Nación give you credit of up to S/50,000. Get it in 2 simple steps.
The Banco de la Nación has three options for Credit cards that do not require the payment of an annual membership, thus facilitating access to essential financial services for many Peruvians. This service seeks to provide greater flexibility and benefits to users, with accessible requirements and a simplified application process.
With the elimination of the membership fee, the credit cards of the National bank They are presented as an attractive option for public sector employees and pensioners. In addition, they offer various advantages ranging from the possibility of international use to exclusive promotions. Below are the features, requirements and benefits of these cards.
What credit cards does Banco de la Nación offer?
The Banco de la Nación offers three types of Credit cardseach designed to meet different financial needs:
- Classic Card:
- Credit line: S/300 to S/20,000
- Annual interest rate (AER): 27% for purchases and 32% for cash withdrawals
- Benefits– Ideal for everyday expenses and basic purchases, without annual membership fee
- Gold Card:
- Credit line: S/20,001 to S/30,000
- TORCH: 25% for purchases and 30% for cash withdrawals
- Benefits: offers a greater line of credit and favorable conditions for users with greater financing needs
- Platinum Card:
- Credit line: S/30,001 to S/50,000
- TORCH: 21% for purchases and 26% for cash withdrawals
- Benefits: designed for clients with high purchasing power, provides extensive lines of credit and lower interest rates
Banco de la Nación: these are the requirements to access credit cards
To access Banco de la Nación credit cards, applicants must meet certain requirements specific. These include:
- Be a public sector employee or pensioner
- Receive your income through Banco de la Nación
- Belong to entities with current agreements with the bank
- Possess a valid National Identity Document (DNI) or immigration card
- Have a MultiRed debit card from Banco de la Nación
Furthermore, it is necessary to meet the criteria of credit evaluation established by the banking entity, which guarantee the applicant’s ability to pay.
These are the advantages of the credit cards offered by Banco de la Nación
Banco de la Nación credit cards stand out for multiple benefits that facilitate their use both at the national as international:
- No annual membership fee– All cards are exempt from this fee, significantly reducing the costs associated with their maintenance
- International purchases and payments: Users can use their cards anywhere in the world, as long as they notify the bank of their travel plans to avoid inconveniences
- Access to exclusive promotions and discounts– Cardholders can take advantage of special offers at various merchants and services
- Security in transactions: The cards have advanced security systems, such as the use of passwords and instant notifications, to protect user operations
- Cash withdrawals at ATMs– Available both nationally and internationally, making it easy to access cash funds at any time
- Free additional cards– Users can request up to four additional cards at no cost, allowing their family members to enjoy the same benefits
Source: Larepublica
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