Yape has taken a new step in its growth as a digital wallet, implementing a 2.95% commission per transaction. This change specifically impacts companies that use the platform for their sales, through the profile of Yape Companies.
He Credit Bank of Peru (BCP), administrator of Yape, has communicated that this commission will not affect all users, but only the companies that opt for the Yape Empresas profile. Below, we detail the implications of this new charge and the characteristics of the business profile.
Who pays commission in Yape?
Yape began charging a 2.95% commission per transaction to companies that use the application to collect their sales. The change has been announced through the social networks of the popular digital wallet, highlighting that the Yape Empresas profile is optional and does not affect individual users who use Yape for personal transfers.
The commission is applied to the daily sales recorded by the company. For example, if a company collects S/1,000 in one day, a commission of S/29.50 will be deducted, leaving a margin of S/970.50. This commission will be calculated and deducted daily, with a monthly summary sent to each user detailing the amounts deducted.
What is Yape Empresa about?
Yape Empresas is a new functionality that expands the capabilities of the digital wallet, allowing businesses to receive amounts greater than 25,750 soles per month (equivalent to 5 UIT), the limit of the classic version of Yape. This profile was designed to meet the needs of more profitable companies, facilitating sales control and management.
Yape company: what are the characteristics of this profile?
Yape Empresas introduces several features designed to optimize business operations. Among its benefits are:
- Receiving amounts greater than 5 UIT: allows you to receive more than S/25,750 per month, eliminating the restriction of the classic version.
- Payment of services for up to S/3,000 per day: facilitates the payment of services with a higher daily limit.
- Access to sales and income reports for up to 90 days: provides detailed financial control tools for better monitoring of operations.
- Assistant profile: allows you to delegate functions to up to five people, who can verify sales and collections without access to send money or make changes to the account.
- YapePos: facilitates payment through credit or debit cards without charging memberships or affiliation, although a transaction fee will be applied.
- Personalized service channel: offers priority and personalized support through WhatsApp, improving customer service.
Yape: since when did the commission collection begin?
The charge of 2.95% per transaction in Yape Companies It began on April 30, after a trial period announced by the BCP. During this period, companies were able to familiarize themselves with the new functionalities and evaluate the benefits of the business profile.
It is important to note that Yape Empresas is an optional profile and companies can choose to continue using the classic version of the application without incurring this commission. However, for those looking to improve their sales management and take advantage of additional benefits, Yape Empresas is an option to consider.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
