Banco de la Nación provides insurance for funeral expenses from S/4.70: what are the requirements?

The cost of funeral services can place a significant financial burden on families, especially in times of loss. With the aim of alleviating this concern, Banco de la Nación has launched affordable security insurance that guarantees economic support for less than S/5 per month. This insurance is an ideal option for those seeking to ensure coverage of funeral expenses without compromising your budget.

Through this insurance, Banco de la Nación provides an accessible and efficient alternative for Peruvians when going through these difficult circumstances. In this note, we detail the necessary requirements to access this benefit and the steps for hiring it.

Requirements for Funeral Insurance from Banco de la Nación

To access security insurance from Banco de la Nación, applicants must meet a series of basic requirements that guarantee the inclusion of a wide range of people. These requirements are the following:

1. Be a client of Banco de la Nación: It is essential to have an active account at Banco de la Nación to be able to subscribe to the insurance.
2. Age between 18 and 70 years: Insurance is available for people within this age range, ensuring that both young adults and seniors can benefit from this service.
3. Not suffering from terminal illnesses: Applicants must be in good health at the time of taking out the insurance, with no diagnosed terminal illnesses.

Funeral insurance: how much should I pay?

To request affiliation with Banco de la Nación’s funeral insurance, you must be a customer of the bank, have an active MultiRed Debit card and be under 70 years of age. This insurance, which covers funeral expenses, can be arranged in person at any bank agency. In addition, it offers two planes with variable rates.

• Plan 1 (individual) with a premium of S/4.70, which covers parents, brothers, uncles, nephews, godchildren or any third party.
• Plan 2 (family) with a premium of S/18.90, which covers the owner, spouse and up to 3 children under 18 years of age.

Funeral Insurance Benefits

Banco de la Nación’s security insurance offers multiple benefits designed to provide comprehensive support to families in difficult times. These benefits include:

• Economic coverage: The insurance covers funeral expenses, providing financial relief to the insured’s family at the time of death.
• Accessibility: With a monthly cost of S/4.70, this insurance is an affordable option for most Peruvians, allowing more families to have this support.
• Simple hiring process: The simplicity of the enrollment process and clarity of requirements make this insurance easy to obtain.

How to Hire Funeral Insurance

Taking out funeral insurance from Banco de la Nación is a simple process that can be carried out in a few steps:

1. Visit a branch of Banco de la Nación: Those interested must go to any Banco de la Nación agency to request information and proceed with registration.
2. Submit the required documentation: It is necessary to present your ID and, in some cases, complete a health form to confirm that you do not suffer from terminal illnesses.
3. Sign the insurance contract: Once the requirements have been met and the documentation has been submitted, the applicant must sign the insurance contract.

What is the Banco de la Nación responsible for?

He National bank It is the banking entity that represents the Peruvian State in commercial transactions in the public and private sector, whether national or international. This bank is a member of the Ministry of Economy and Finance. It was founded in 1966 during the government of Fernando Belaúnde Terry and its main headquarters are located in Lima.