Fonavi 2024 refund to deceased contributors: which family members have priority to claim the money?

The return of the contributions of the deceased National Housing Fund (Fonavi) continues to be a topic of great relevance for thousands of Peruvians. This process benefits both the former taxpayers and the relatives of those who have died. Beneficiaries can go to National bank to receive the payment that corresponds to them.

Since the approval of the law that authorizes payment to former taxpayers, more than 144,000 people who are part of the national registry have received their disbursements. This article will detail the process so that relatives of deceased Fonavistas can access the funds, specifying who has priority and what documents are necessary.

Fonavi 2024: which family members have priority to claim money from deceased contributors?

Relatives of deceased Fonavistas do not need to present a will to claim contributions. According to the guidelines of the Ad Hoc Commissionthe process is free and follows an order of priority to ensure that forced heirs have priority in collecting the funds.

The preferential right is initially granted to the spouse or de facto partner of the deceased. If the Fonavista does not have a spouse, the children take the next place in the line of succession. If there are no children, the parents of the deceased can carry out the collection. Finally, if there is no spouse, children or parents, the siblings of the deceased owner have the right to claim the funds.

The heirs of deceased Fonavistas must present THESE documents

To collect the refund of contributions, family members must first verify if the deceased Fonavista is included in the lists published to date, available on the official websites of the Technical Secretariat of the Ad Hoc Commission.

If the Fonavista’s name appears on the lists, the heirs must present a sworn declaration in which they declare that they are beneficiaries of the deceased former Fonavi member. This document, along with the applicant’s DNI and the corresponding documentation, must be delivered to any of the Banco de la Nación agencies.

The necessary documents vary depending on the link with the deceased Fonavista:

• Spouse or cohabitant: Marriage certificate or proof of registration of the de facto union.
• Children: Birth certificate.
• Parents: Birth certificate of the deceased Fonavista.
• Siblings: Birth certificate of the applicants and the deceased Fonavista.
• death certificate of the deceased Fonavista whose name is in any of the payment groups.

See if you are a beneficiary of Fonavi’s reimbursement group 1

To check if you are part of refund group 1, follow these steps:

1. Enter the official Fonavi LINK.
2. Choose the option “check HERE if you belong to the first refund group – April 2024”.
3. Write the type and number of the corresponding document.
4. Enter the code provided on the screen.
5. Click “check” to get your status.

Fonavi refund: how to collect contributions?

To collect Fonavi contributions, beneficiaries must present their DNI in physical format at the National bank. This requirement is essential to ensure correct identification and prevent fraud. The bank has reiterated that the process is free, ensuring that no additional charges will be made for the management of said payments.

In addition, the Ad Hoc Commission and Banco de la Nación are working together to evaluate possible improvements in procedures, with the aim of making the return process more efficient and less congested.