He Social Health Insurance (EsSalud) is the public entity in charge of providing social security to dependent workers. One of the most important benefits it offers is the funeral allowancefinancial support intended to cover the funeral expenses of deceased insured persons.
The maximum amount that EsSalud grants for funeral subsidies is S/2,070. To access this benefit, it is necessary to meet certain requirements and present the corresponding documentation that demonstrates the expenses incurred. Below are all the aspects you should know about this benefit.
Essalud Subsidy: who are the beneficiaries of the funeral benefit?
EsSalud grants a maximum of S/ 2,070 as funeral allowance. This amount is intended to help the families of the deceased insured cover the costs of funeral services. The beneficiaries of this benefit may be the direct relatives of the insured, including spouses, cohabitants, adult children, parents and siblings.
What are the requirements to access the EsSalud funeral benefit?
To access the EsSalud funeral subsidy, it is necessary to meet a series of specific requirements.
- The insured must have made contributions for at least three consecutive months or four non-consecutive months within the six months prior to death.
- In the case of agricultural policyholders, they must have made contributions for three consecutive months or four non-consecutive months in the last 12 months prior to death.
- The insured worker must have an active employment relationship at the time of his death or, if he is a pensioner, he must maintain his pensioner status.
It is important to highlight that this benefit does not cover members of the Complementary Risk Work Insurance (SCTR).
EsSalud 2024: what documents should I present to collect money for burial?
To apply for the funeral subsidy, beneficiaries must present a series of documents that prove funeral expenses. Among these documents are form 1040-A, which must be correctly completed and signed by the beneficiary, and the original payment receipts for funeral services, which must not exceed the amount of S/ 2,070.
It is important that the payment vouchers bear the ‘Payment voucher for exclusive use by EsSalud‘. In the event that the expenses have been incurred by a third party, an affidavit from a family member must be submitted acknowledging the expenses incurred by said person.
What services does the EsSalud funeral service cover?
The EsSalud funeral benefit covers various funeral services. These services include the acquisition of a niche or grave, cremation or burial, casket, chapel, transportation, shroud or suit, and preparation of the body. This subsidy ensures that families can cover all the necessary aspects to provide a dignified farewell to their loved ones.
The deadline to submit the funeral subsidy application is six months from the date of death of the insured. It is crucial that beneficiaries comply with this deadline to ensure access to this important financial benefit.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
