EsSalud 2024 Bonuses from S/820: find out HERE if you are a beneficiary and the requirements

He Social Health Insurance (EsSalud) has a series of economic subsidies intended to provide support to its policyholders in times of need. These bonuses, which vary depending on the circumstances of the beneficiary, seek to alleviate financial burdens in situations such as the birth of a child, motherhood, temporary inability to work or the death of a family member.

It is essential that policyholders know the details and requirements of each of these subsidies to ensure they receive the help they need. In this article, we provide you with all the information necessary to understand and access these economic benefits that EsSalud offers in 2024.

EsSalud 2024: what are the bonuses provided by the insurance?

In 2024, EsSalud offers four types of bonuses to support its policyholders in various circumstances. These include the breastfeeding allowance, which grants S/820 to cover the initial expenses of the newborn; he maternity allowance, intended for pregnant women during their maternity leave; the temporary disability allowance, which provides financial support to insured people who cannot work due to an illness or accident, and the funeral allowancewhich offers up to S/2,070 to cover the funeral expenses of a deceased insured.

EsSalud Bonuses: how to access the bonuses?

To access the bonuses that EsSalud offers, it is crucial to follow the steps and comply with the specific requirements of each subsidy. Below, we explain how to proceed to obtain these benefits.

Breastfeeding allowance

This bonus provides an amount of S/820 intended to cover the initial expenses of the newborn. It is aimed at the mother of the baby, as long as the baby belongs to a insured person.

Requirements:

• Maintain a work relationship during the birth of the baby.
• Register the minor as the beneficiary of the insured person.
• Complete and submit form 1040, available on the EsSalud website or at its agencies.
• Submit the form within 6 months of the postpartum period.

Maternity allowance:

Maternity benefit is an amount intended to compensate for loss of income during the pregnancy and postpartum period, and the care of the newborn. This benefit is granted for a total of 98 days, beginning 49 days before the expected delivery date.

The calculation of the amount is based on the average daily remuneration of the last 12 calendar months prior to the month in which the contingency begins. This average is multiplied by the number of days of medical rest.

Requirements:

• Maintain an employment relationship at the beginning and during the subsidy period.
• Complete Form 1040.
• Present the Certificate of Temporary Incapacity for Work (CITT).

Temporary disability allowance:

This bonus is granted to insured people who cannot work due to an illness or accident, starting from the twenty-first day of disability and extending to eleven months and ten consecutive days.

Requirements:

• Have contributed for three consecutive months or four non-consecutive months within the six months prior to the onset of disability.
• Complete Form 1040.
• Present the CITT issued by a doctor.

Burial allowance

With an amount of up to S/ 2,070, this subsidy is intended to cover the funeral expenses of the deceased insured, with the direct beneficiary being a family member or a designated third party.

Requirements:

• The deceased insured must have contributed for three consecutive months or four non-consecutive months within the six months prior to death.
• Submit original receipts for funeral expenses, form 1040 and the document proving the beneficiary.
• Deliver the documentation to one of the EsSalud offices.