Contributing to the National Pension System (SNP) administered by the Pension Normalization Office (ONP) is a long-term commitment for many Peruvian workers. However, there are many doubts about the benefits that members can obtain by contributing less than the required years.
With marked differences from the Private Pension System, the pension regime administered by the State through the Provisional Standardization Office It is one of the options that many workers opt for. Discover some details and benefits about it.
Can I receive a lifetime pension from the ONP if I contributed for less than 20 years?
Since September 2021, with the implementation of the proportional pension regulation, members of the National Pension System (SNP) who have contributed between 10 and less than 20 years can receive a monthly income for life. In addition, they have the right to medical care from EsSalud.
This regulation also guarantees protection for the insured’s family, since it grants a widow’s pension for spouses or cohabitants and an orphan’s pension for children. Minor children, those with work disabilities, and older children who continue with uninterrupted studies are covered under this benefit.
ONP: how can I see my contributions?
Various citizens throughout Peru need to consult their ONP funds and now you can do so. Remember that this provision is protected by Legislative Decree No. 19990.
- Go to this link and press the word ‘Go to service’ or ‘Check your contributions’.
- You will be directed to another tab called ‘Your ONP safe zone’.
- You will have two options to make the entry: if you are the owner or if you are a representative, indicate within the system which of the two you belong to.
- In the options you have to enter through your DNI, immigration card, PTP and passport.
- Below it, place the number of the document of the type that was selected.
- Enter your virtual key (keep your privacy).
- Click on ‘enter’.
- Ready you will be able to see your contributions and other details.
If you do not have the ‘Virtual key‘, you can generate it within the same system. Look for the ‘I want my virtual key’ option.
What benefits does ONP offer?
- Medical coverage: Comprehensive care through EsSalud for members and beneficiaries.
- Economic security: Guaranteed monthly income for life.
- Family Protection: Pension for immediate family members in the event of the death of the member.
How can I contact ONP?
Through ONP He listens to you, you can call (01) 634-2222 to answer your concerns. Meanwhile, access the self-service channels by clicking HERE.
ONP 2024: can I join EsSalud as an independent worker?
Contributing as an optional member to the National Pension System (SNP) is key to building your future pension. The SNP operates as a common fund in which the contributions of current members finance the pensions of retirees.
By accessing a retirement pension, your medical care will be guaranteed by EsSalud, providing you with coverage at a stage of life when you need it most. It is important to keep in mind that the minimum contribution to the SNP is 13% (S/ 133.00) of the current Minimum Living Remuneration (S/ 1025.00). Meanwhile, you can count on Comprehensive Health Insurance (SIS) for your medical care, or choose to pay as an optional member of EsSalud.
What is the function of the ONP?
The Pension Normalization Office (ONP) is a public pension security agency of the Peruvian State created in 1992. Its objective is to administer the National Pension System, which refers to the Decree Law 1990, and depends on the Ministry of Economy and Finance.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
