The program Own roof 2024, managed by the MiVivienda Fund, is an initiative of the Peruvian government aimed at improving the housing conditions of low-income families. This year, the program continues to offer the Family Housing Bonus (BFH), a subsidy that can reach up to S/ 44,805 for the acquisition of a new home. This voucher is non-refundable financial aid that seeks to facilitate access to decent and safe housing, improving the quality of life of the beneficiaries.
To access the benefits of the program Own roofit is essential to comply with a series of requirements established by the MyVivienda Fund. Below, we explain the criteria that applicants must meet and the steps to register as beneficiaries of the Family Housing Bonusas well as other economic benefits provided by this program.
What are the requirements to access the Techo Propio bonus?
To be eligible for the bonus Own roof 2024, applicants must meet several essential requirements. First of all, the family must be registered in the Family Group Registry (RGF) From the bottom MyHome. Additionally, monthly family income They should not exceed S/3,715 to access the BFH in the mode of New Home Acquisitionand up to S/2,706 for the modalities of Construction on Own Site and Home Improvement.
Additionally, applicants must have a land or home name of the head of the family or his spouse, free of charges or encumbrances. They must not have previously received housing support from the State or be owners of another property nationwide.
This is how you can register to be a beneficiary of the Family Housing Bonus granted by Techo Propio
The process to become a beneficiary of the Family Housing Bonus begins with registration Family Group Registry (RGF) of the MyVivienda Fund. Once registered, applicants must submit an application accompanied by the required documentation, which includes the ID of the head of the family and a declaration of economic income of the family.
The next step is to select a technical or financial entity who will be in charge of executing the housing project. This entity will guide the beneficiaries throughout the entire process, from the selection of the property to the signing of the purchase and sale or construction contract. Upon approval of the application, the MyVivienda Fund will grant the Family Housing Bonus directly to the technical or financial entity responsible for the project, ensuring that the funds are used appropriately.
Find out what are the other economic benefits that Techo Propio provides
The program Own Roof 2024 offers different amounts of bonuses depending on the type of support. For the New Home Acquisitionhe bond reaches the S/ 44,805. In the mode of Construction on Own Sitebeneficiaries receive a bond of S/ 30,900while for him Home Improvementthe subsidy is S/ 11,845. These amounts are designed to cover a significant portion of housing costs, allowing families to supplement their financing with additional savings or credit.
Source: Larepublica

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