Who can collect my ONP pension if I die? steps to access my contributions

In Peru’s pension system, the ONP (Office of Pension Normalization) plays a fundamental role in guaranteeing the economic security of workers and their families. Concern about the future of contributions is not limited only to the member, but also to their loved ones. In the event of the death of the owner, there are specific procedures and requirements so that the beneficiaries can access the survivor’s pension.

The ONP ensures that contributions made by members are not lost, offering eligible family members the possibility of receiving financial support. Below, discover the requirements and amounts of the three types of pension that exist in the national system: widowhood, orphanhood and ancestry.

widow’s pension

Requirements to access

• He spouse or cohabitant of the deceased member must have a work disability or be over 60 years of age. In the event that it was widow there is no requirement.
• The marriage must have been celebrated at least one year before the death of the member and before he or she turns 60 years old, if he or she is a man, or 50 years old, if he or she is a woman.
• The de facto union must have occurred at least two years before death. If the registration was not carried out, you can carry out the recognition judicially.

What documents do I need?

• Application according to format, which includes affidavit of authenticity of documents.
• Simple copy of the medical certificate of disability issued by EsSalud, Ministry of Health or EPS. (In the case of men)
• Simple copy of the police report or autopsy certificate.
• Simple copy of medical certificate issued by the Minsa, EsSalud or EPS (applies only when the spouse or member of the de facto union is pregnant on the date of death of the insured).
• Simple copy of documents that prove the employment relationship: work certificatessalary slips, settlement of service time or social benefits.

How much is the amount?

The maximum amount of said pension under this regime is equal to 50% of the pension that would have corresponded to the worker. The minimum widow’s pension is S/350.

Orphan’s pension

Which are the requirements?

The orphan’s pension is a benefit intended for children under 18 years of age. It is also granted to descendants over 18 years of age with disabilities and to those who are pursuing basic or higher level studies, as long as they prove that they continue studying upon reaching the age of majority.

What documents to present?

• Application according to format, which includes sworn declaration of authenticity of documents.
• Simple copy of the documents that prove the employment relationship and/or simple statement that records the employment relationship.
• Simple copy of the certificate or proof of studies, enrollment, income or grade report from the study center.
• Simple copy of the medical certificate of disability issued by EsSalud, public health establishments of the Minsa or EPS.

How much is the amount?

The amount granted is equal to 50% of the pension that the holder received on the date of his death. In the case of orphanhood, the minimum pension is S/270.

Ancestry pension

This financial support is a benefit granted by the ONP to the parents of the deceased insured. However, for parents to be able to access this pension, two specific conditions must be met in the event that there are no beneficiaries due to widowhood or orphanhood.

Which are the requirements?

• Parents with disabilities.
• Father over 60 and mother 55 or older.
• In both cases, the parents must demonstrate economic dependence on the deceased and must not receive income higher than the amount of the pension that would correspond to them.

What documents to present?

For the survivor pensionsA sworn statement is requested indicating the authenticity of the documents. When proof of disability is required, a copy of the medical certificate issued by the Ministry of Health, EsSalud or EPS is required.

What is the amount?

The amount granted is 20% of the pension that the deceased holder would have received. The minimum ascendant pension is S/270.

What is the ONP?

The Pension Normalization Office (ONP) is a public pension security agency of the Peruvian State created in 1992. Its objective is to administer the National Pension System, which refers to the Decree Law 1990, and depends on the Ministry of Economy and Finance.