Bonus for breastfeeding, funeral and more in EsSalud: consultation links, requirements and beneficiaries

In its effort to assist all of its policyholders, EsSalud has begun the delivery of financial support starting at S/820. This measure responds to the need to provide help to people in unfavorable economic situations. However, it is crucial that beneficiaries carefully review the terms and conditions of each benefit to ensure compliance with the requirements and correct use of funds.

Given this, in this note you will learn more details about this important benefit and, above all, what requirements you need to obtain these benefits.

EsSalud bonuses: what do they consist of and what are the requirements?

He Social Health Insurance (EsSalud) provides four financial subsidies for policyholders who are in difficult situations or need funds to cover their expenses. Below are the requirements necessary to access this financial assistance.

• Breastfeeding allowance: It is designed to help with the initial expenses that the newborn needs. He amount destined is S/820 and is granted to the mother of a newborn baby, child of an insured person. For this benefit to be obtained, the insured must have made contributions for three consecutive months or four non-consecutive months within the six months prior to the birth of the baby.

Requirements:

1. Have an employment relationship during the time of birth; Likewise, the minor must be registered as the beneficiary of the insured person.
2. Have the 1040. This document is downloaded and completed from the official Essalud website (click here) or can be requested from an insurance agency.
3. You must submit the form within 6 months from the date of your maximum postpartum period.

• Maternity allowance: This subsidy is given to insured pregnant women to compensate for the time they will be away from work due to their maternity licence. The duration of the subsidy is 98 dayswith the possibility of extension in cases of multiple births or the birth of a child with a disability.

Requirements:

1. Have an employment relationship at the beginning and during the subsidy period.
2. Have the 1040 form, print it and fill it out.
3. Present the certificate of Temporary Incapacity for Work (CITT).

Temporary disability allowance: This financial assistance is provided to insured people who cannot work due to an illness or accident. The subsidy is activated from the 21st day of disability and can be extended to a maximum of 11 months and 10 consecutive days, as long as the worker does not carry out any paid activity.

Requirements:

1. Have made contributions during three consecutive months or four non-consecutive months within the six months prior to the onset of disability.
2. Download and complete Form 1040.
3. Present the (CITT) certificate issued by the doctor.

Burial allowance: This amount, up to S/2,070, is granted to the direct beneficiary of the deceased insured to cover funeral expenses. The beneficiary may be the spouse, common-law partner, children, parents, siblings of legal age or a designated third party who can prove that they have incurred the funeral expenses.

Requirements:

1. The deceased insured must have contributed for three consecutive months or four non-consecutive months within the six months prior to death.
2. Submit documentation of original receipts for funeral expenses, Form 1040, and the document proving the beneficiary.
3. Deliver the documents to one of the EsSalud offices

How do I contact Essalud?

In order to communicate with Essalud, you can access through their telephone line. 411-8000. For more details, click here.