Since April 30, Yape, the payment application of the Banco de Crédito del Perú (BCP), has implemented a new policy of charging a 2.95% commission on sales made by affiliated businesses in one of their profiles. This measure, according to the financial institution, aims to ensure the sustainability of the platform and allow future improvements in the service.
The decision to apply this commission has generated diverse reactions among platform usersespecially among small and medium-sized businesses that use Yape as your main means of collection. Furthermore, according to the company, they seek to adapt to the growing needs of the digital market and promote greater financial inclusion in the country.
In which cases is the Yape commission applied?
The 2.95% commission will apply exclusively to sales made by businesses affiliated with Yape Company. This means that every time a business receives a payment through the platform, 2.95% will be automatically discounted of the total transaction. For example, if a business sells products for a total of S/1,000, will be deducted S/29.50 for commission.
It is important to highlight that this commission will not affect personal transactions made between individual users of Yape. Users who use the app for personal transfers, whether to send money to friends or family, will not be subject to this charge. Additionally, the commission applies only to payments made through Yape QRcontact and new cell phone number, but that excludes transactions made with Yape POSwho already have their own commission established.
Yape Empresa: what are its benefits and how to join?
Yape Company offers benefits designed to facilitate merchant payment management and improve the experience of both the seller and the customer, according to the BCP. Among the main benefits are the possibility of receive payments greater than S/25,750 monthlyaccess to a priority service channel and the ability to closely track transactions through the platform.
To join Yape Companies, businesses must follow a simple process that includes data verification and acceptance of the terms and conditions established by the platform. Interested businesses can register through the mobile application Yapeby providing the required information and completing the indicated steps to activate your account as Yape Company.
Once affiliated, businesses will be able to begin receiving payments through Yape and take advantage of the exclusive benefits that this modality offers. In the event that a business decides to disaffiliate, it may re-affiliate at any time, as long as it complies with the requirements established by the platform. Reaffiliation can be done once a month.
Banco de la Nación launches its own digital wallet to make transfers and payments in the style of Yape and Plin
In order to close gaps between people who still do not have access to the banking system, the National bank launched its own digital wallet. With it, its users are intended to make transfers between several other systems, such as Yape and Plinin addition to having the possibility of paying for hundreds of services through the application.
Source: Larepublica
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