In the current financial context, in which the need for economic support is palpable, the National bank It has a credit option for public sector workers and pensioners. Through its loan program MultiNetworkthe banking entity offers a line of credit that allows access to significant amounts, in order to cover various financial needs.
With an offer of up to S/99,999 and favorable payment conditions, Banco de la Nación offers this alternative to those who meet the requirements. Below we detail how to access and what the benefits of this loan are.
What is the MultiRed loan about?
The MultiRed loan from Banco de la Nación is designed for those who have a credit card. MultiNetwork Debitamong them public sector employees and pensioners, as well as workers CAS. This loan offers repayment terms of up to 60 months and a competitive Annual Interest Rate (TEA) from 14.49%.
The flexibility of the loan terms allows applicants to plan their payments efficiently, adapting the installments to their personal financial cycle.
What are the requirements to access the loan?
To access the MultiRed loan, interested parties must meet a series of basic requirements that guarantee order and security, both for the bank and for the client. It is essential to have a MultiRed debit card and present the National Identity Document (DNI) or immigration card.
Likewise, applicants must provide their latest pay slip, which must not be older than four months. In the case of workers under the CAS regime, those who began working on 03/10/2021 are required to have a minimum seniority of 13 months, in addition to presenting the last original contract.
How to request credit from Banco de la Nación?
The process to apply for the MultiRed loan begins with a personalized prequalification, which interested parties can request through the official WhatsApp of the National bank.
Once prequalified, they must go to the nearest branch with the required documents to complete the credit evaluation. If the application is approved, the loan amount is disbursed directly into the applicant’s savings account, thus facilitating immediate access to the funds.
What are the benefits of the MultiRed loan?
The MultiRed loan offers multiple benefits, highlighting its competitive annual interest rate and flexibility in payment terms. In addition, we list other advantages that you can obtain with this credit:
- Renew your current loan by paying 5% of the outstanding capital.
- Schedule automatic payment of your monthly installments from your savings account.
- Opt for a grace period in April and December, during which you will not have to make payments or interest amortizations.
- Apply for your loan without the need for a guarantee, subject to a credit evaluation. See the applicable terms for CAS and appointed workers here.
Source: Larepublica
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