In difficult times, having financial support is essential. Therefore, the National bank offers funeral insurance that provides financial income to Peruvian families. This benefit is intended to alleviate the economic impact after the loss of a loved one.
With coverage that starts at S/6,000, Banco de la Nación’s funeral insurance has two plans with affordable prices, and you can also complete the procedure in a single day. Below, we detail how to request it and what its coverage is.
Banco de la Nación: what is funeral insurance about?
The Banco de la Nación administers funeral insurance designed to cover the expenses associated with funerals. This insurance not only covers basic costs, but also offers a educational benefit of S/1,200 for each child of the insuredeither. Access to this insurance is open to all Peruvian citizens.
How much does funeral insurance cost?
Contrary to what many might think, the cost of this insurance is affordable. The Banco de la Nación has established a low premium to ensure that as many families as possible can benefit from this coverage. We detail the two plan options:
- Individual plan: the premium is S/4.70 and you can include your parents, brothers, uncles, nephews, godchildren or any third party. It should be noted that the premium payment is for each insured.
- Family plan: The premium is S/18.90 and covers the holder, spouse and up to 3 children under 18 years of age.
What does funeral insurance cover?
The funeral insurance of the National bank covers a variety of expenses related to funeral services. In addition, the insurance is extended to include medical and psychological assistance necessary during these processes. In case of natural death, it covers the following:
- Funerals: S/3,000, the beneficiaries will be compensated according to the policy or successors of the insured.
- Mourning: S/3,000, in the event of death and in addition to funeral coverage, the beneficiaries will be compensated.
- Transfer: S/800 in case the death does not occur in the city of origin of the insured.
- Educational benefit: S/1,200 for each child between 5 and 18 years of age, maximum 3 children.
What are the requirements to access?
To access funeral insurance, interested parties must be holders of a MultiRed Debit Card. The required documentation is the National Identity Document (DNI), which facilitates the registration process and ensures that more people can quickly obtain the necessary coverage without administrative complications.
What steps to follow to acquire funeral insurance?
The process to acquire funeral insurance is direct and simple. Those interested must go to any branch of Banco de la Nación, present the basic documentation, request insurance affiliation, and sign the necessary documents. This benefit ensures that, at the time of death, the family can focus on grieving without additional worries.
Source: Larepublica
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