Banco de la Nación expands loan campaign for Mother’s Day: what are the requirements?

There are only a few days left to celebrate Mother’s Day and thousands of Peruvians are looking for various financing mechanisms to entertain their mothers on this special date. Given this situation, an alternative offered by the Banco de la Nación is the loan campaign that it has been carrying out since mid-April and which ended on the 30th of that month.

Given the expectations generated and the demand of users, the banking entity announced through its social networks the extension of the deadline to access the promotional rate of these credits that range from S/300 to almost S/100,000. If you want to request the Multired Loan for Mother’s Day without collateral or guarantor, write down the requirements and steps to access.

Banco de la Nación: until when can you access the promotional rate for Mother’s Day?

According to the publication on social networks of the Banco de la Nación, public sector workers and pensioners, who are clients of Banco de la Nación, will be able to request their MultiRed loan with an annual effective cost rate of 11.58% , from April 30 to Wednesday, May 15. This promotion is carried out within the framework of the celebration of Mother’s Day.

This is the promotional rate of the Multired loan

For this Mother’s Day campaign, the Banco de la Nación offers a CAGR of 11.58%which is calculated considering an effective annual rate of 10% for a loan of S/15,000, with a term of 60 months, whose installment would be S/327.52 (considering April 15, 2024 as the disbursement date).

How to access the MultiRed Loan from Banco de la Nación?

If you are interested in taking advantage of this promotion from Banco de la Nación for Mother’s Day and accessing MultiRed loans, you must be an active worker or pensioner in the public sector, who receives their monthly income in said entity. In addition, you must meet these requirements to request this credit, which ranges from S/300 to S/99,999:

• Have a savings account at Banco de la Nación and be subject to credit evaluation.
• Be a customer who requests a loan for the first time, who has canceled this credit before the start of the campaign and who has made the payment of his last installment during the validity of the campaign.
• Have a ‘normal, not defined or not reported’ rating in the risk center of the Superintendence of Banking and Insurance.
• In the case of CAS workers, whose date of employment is March 10, 2021 onwards, they must demonstrate a minimum seniority of 13 months. To do this, they must present their latest original contract, addendum or certified copy of them.
• In the case of CAS workers, whose entry date is prior to March 10, 2021, they will not be able to demand this requirement.

If you meet all these requirements, you can now process your MultiRed loan at Banco de la Nación. To do this, the entity will evaluate you at its agencies or through WhatsApp at 942896863.

Banco de la Nación: what documents should I present to access the MutiRed Loan?

• Multired debit card
• Original DNI or copy of the immigration card
• Original or copy of the last payment receipt, whose maximum age accepted is four months