AFP 2024 balance inquiry: how do I know how much money I have in my pension fund?

AFP 2024 balance inquiry: how do I know how much money I have in my pension fund?

The Government of Dina Boluarte made official the publication of the law that authorizes in an extraordinary and optional manner all affiliates to withdraw up to 4 UIT (S/24,600) from their private pension funds. According to the rule published in the newspaper El Peruano, said disbursement will be made in four installments, each of up to 1 UIT (S/5,150), and would be made effective with the first payments in June.

Faced with this possibility of releasing their funds for the seventh time, many workers have a series of doubts regarding the money they have accumulated in their individual accounts to plan their finances in the best way. Next, check the online platforms of entities such as AFP Integra, AFP Habitat, AFP Profuturo and AFP Prima, which allow users to access all this detailed information.

AFP balance inquiry: how do I know how much I have in my pension fund?

Checking the balance of your Pension Fund Administrator (AFP) is a simple process that only requires that you know which AFP you are affiliated with and that you have your DNI number on hand. The steps generally include accessing your AFP website, where you will need to enter your personal account. This section will allow you to identify if your employer has been complying with depositing your contributions monthly.

Remember that each AFP has a specific portal. AFP Integra, AFP Habitat, AFP Profuturo and AFP Prima allow you to schedule alerts to receive regular updates on the status of your account, which is essential to make informed decisions about your financial future.

AFP Integrate my account

Check your account statement in this AFP through THIS LINK.

AFP Prospective Account Statement

Go to the next page at THIS LINK to find out your account status

AFP Habitat: Check your account statement

If you are affiliated with this AFP, click THIS LINK and enter your information.

AFP Premium

If you want to review the account statement in this AFP, go to THIS LINK. In the part that says ‘My account’, write your ID number and password.

How do I know which AFP I belong to with just a DNI?

A common question among potential members is how to identify which AFP they belong to. The Superintendency of Banking and Insurance (SBS) provides this information through its online platform. Simply by entering your DNI number, the page will provide you with the details of your membership. This service is crucial for those who are unsure of their membership or who need to verify their current status. Just follow these steps:

  • Go to the SBS website and click on the ‘Online Services’ option. You can also enter THIS LINK.
  • Then, choose the part where it says ‘AFP affiliation report’, so that you know whether or not you are affiliated with any of the administrators.
  • Immediately, a new window will open and you must log in. If you do not have an active account, you have to register. To do this, read the conditions of use, write your ID and create a password.
  • Once you are registered, you will be able to find out if you are affiliated or not, in addition to other information such as the date you joined the SPP, your code, work modality and the type of AFP.

How would the AFP withdrawal be made for 2024?

Law 32002, which authorizes in an extraordinary and optional manner all members of the Private Pension Fund Administration System (AFP) to withdraw up to 4 UIT from their individual capitalization accounts. It establishes that the disbursement would be made in four batches of 1 UIT each, which would be granted every 30 days. According to the finance specialist, Jorge Carrillo, this would become effective on the following dates:

• Start of the first withdrawal (up to 1 UIT): June 12, 2024 (30 calendar days after the request)
• Start of the second withdrawal (up to 1 UIT): July 12, 2024 (30 calendar days after the first withdrawal)
• Start of the third withdrawal (up to 1 UIT): August 11, 2024 (30 calendar days after the second withdrawal)
• Start of the fourth withdrawal (up to 1 UIT): September 10, 2024 (30 calendar days after the third withdrawal).
It is worth emphasizing that the deadline to request withdrawals would expire on August 11 of this year, 90 days from the start of the operating procedure.

Source: Larepublica

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