Banco de la Nación offers 3 credit cards without membership: what are the requirements to have them?

Banco de la Nación has various financial products and services, including three credit cards that have the peculiarity of not charging annual membership fees, a point that makes them important alternatives for users seeking to optimize their financial expenses.

Likewise, among the options used by these entities is the charging of S/6 per replacement. However, like everything benefit delivered by this type of establishments, has a series of requirements that we will show you below.

What are the requirements to access the Banco de la Nación credit card?

To request these Credit cardsinterested parties must comply with several key requirements that ensure both the viability of the credit and the fiscal responsibility of the user.

• Be appointed personnel, hired for an indefinite term or a public sector pensioner.
• Receive your salary or pension income at Banco de la Nación.
• Belong to an entity that has an institutional collaboration agreement with the bank.
• Have a valid national identity document (DNI) or immigration card.
• Possess a current MultiRed debit card.

Banco de la Nación credit card: can it be used abroad?

One of the advantages offered by credit cards National bank It is its international functionality. These cards are enabled to be used abroad, which makes them an ideal tool for frequent travelers. Users must, however, notify the bank of their travel plans in advance to ensure smooth access to their funds in different parts of the world, enhancing the security and convenience of their international transactions.

What are the credit cards offered by Banco de la Nación?

classic card

• It has a line of credit that ranges from S/300 to S/20,000. The card is unnamed, which means that it will not visibly display the owner’s data.
• Offers an interest rate (TEA) of 27.00% for purchases.
• Regarding the cash provision, the interest rate is 32.00%.

gold card:

• Line of credit from S/20,001 to S/30,000. The card is unnamed.
• The interest rate for purchases is 25.00%. Meanwhile, for the provision of cash, it will be 30.00%.

Platinum card:

• For this card, the credit line ranges from S/30,001 to S/50,000. In this case, the plastic will have the owner’s data.
• The interest rate for purchases is 21.00%, while for cash withdrawals it will be 26.00%.

Banco de la Nación credit card: what are its benefits?

The credit cards of the National bank They not only stand out for the elimination of the membership fee, but also for a series of benefits that improve the user experience:

1. Buy in millions of physical and virtual establishments.
2. Withdraw cash through the entity’s more than 900 automatic channels, more than 14,000 MultiNetwork agents and all ATMs nationally and internationally that are affiliated with the network Mastercard.
3. Provides the option to make purchases safely by using a secret key in each operation.
4. Have access to exclusive promotions and discounts with the entity.
5. There is no membership fee.
6. You can request up to four additional cards for free.

How to apply for the Banco de la Nación credit card?

If you meet the requirements or do not know if you can access this product, you can request it through the agencies of the National bank or WhatsApp the bank 942896863.

Banco de la Nación: how to contact the entity?

• You can contact the area of Customer serviceby calling the numbers (511) 442-4470, 440-5305 and 0-800-10700 (24-hour service), in any of its agencies nationwide.
• Bank agencies: in Metropolitan Lima, Lima provinces and departments
• ATMs: in Metropolitan Lima, Lima provinces and departments
• MultiNetwork Agents: in Metropolitan Lima, Lima provinces and departments