He National bank is one of the allies for those who seek to promote their academic training through MultiRed loan for studies. With the aim of facilitating access to higher and postgraduate learning, this credit is designed to finance a wide range of programs, from technical specializations to doctorates, also including the expenses for obtaining academic degrees.
Beneficiaries can access financing from 20% or S/300 to 100% of the total cost of the instruction plan, choosing from a variety of universities that maintain an agreement with Banco de la Nación. In addition, exclusive discounts are offered in prestigious educational centers in the country, which makes this loan an attractive option for those seeking to improve their professional and academic profile.
What is the MultiRed student loan about?
The MultiRed loan for studies is a credit from the Banco de la Nación that allows students to finance their technical, undergraduate and postgraduate learning – including doctorates – and other specialized programs.
With amounts of up to S/100,000 and terms that extend for 60 monthss, this aid offers a fixed annual effective rate (TEA) of 10% and an annual effective cost rate (TCEA) from 11.58%.
Who can access the loan?
If you have not yet found an option to finance your studies or the educational program you want, you can apply for this credit. You just have to be a worker, a pensioner and have a Multired card.
Also, keep in mind that undergraduate and postgraduate degrees are funded at universities that have an agreement with the Banco de la Nación. You can see what they are in this LINK.
What are the benefits of the loan?
We show you all the advantages that include the MultiRed loan for studies:
- Financing from 20% or S/300 to 100% of the educational program
- Exclusive discounts at prestigious learning centers
- Terms of up to 60 months to repay the loan, after credit evaluation
- Fixed annual effective rate (TEA) of 10% and annual effective cost rate (TCEA) from 11.58%
- Monthly payment through fixed installments and dates, with the option of full or partial early repayment.
What are the requirements to access the loan?
To apply for the MultiRed loan for studies, interested parties must meet the following requirements:
- Have a MultiRed debit card
- Present original DNI or immigration card, and its respective copy
- Deliver the last pay slip (for workers or pensioners) or the last contract and addendums (for CAS workers)
- Provide the pre-enrollment form granted and endorsed by the educational institution.
Multired loan for studies: how to apply for the credit?
To access the MultiRed loan for studies, you just have to follow these steps:
- Go to the Banco de la Nación agency closest to your home
- Deliver the requested requirements to the bank’s customer service personnel to pass the credit evaluation
- If your application is approved, the amount will be disbursed directly to your savings account at Banco de la Nación.
Source: Larepublica
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