The Mivivienda Fund grants this financial support between S/16,200 and S/31,100 for the acquisition of an eco-sustainable property. Find out all the details to apply HERE.
If you are looking to purchase a home or apartment that incorporates sustainability criteria to reduce the impact on the environment, pay attention to the following information. It turns out that the Ministry of Housing, Construction and Sanitation (MVCS) has been providing the Mivivienda Verde Bonus since 2015, the value of which ranges between S/12,700 and S/31,100.
One of the benefits of this type of housing is the savings of up to 30% in water and electricity consumption, as well as a solid waste management plan and recycling system. If you want to know the requirements and procedure to request this bonus from the Mivivienda Fund, pay attention to the following information.
What is the Mivivienda Verde Bonus?
According to the information provided on the Ministry of Housing website, the Mivivienda Verde Bonus is a mortgage loan granted by the Peruvian State for the acquisition of a sustainable home that stands out for the following characteristics:
- It allows savings of up to 30% in monthly water and electricity consumption.
- It has a lower impact on the environment.
- It has efficient taps and toilets, as well as LED lighting.
- Promotes the sustainability of resources over time.
Mivivienda Verde 2024 Bonus: what requirements must I meet to collect it?
To access the MivIvienda Verde Bonus, interested parties must meet the following requirements:
- Be of age.
- Be subject to credit by a financial entity that grants financing
- Comply with the payment of the initial payment of the property, which must be at least 7.5% of its value.
- Not be the owner or co-owner of another home nationwide.
- Not having received housing support from the State.
- Not have any credit pending payment with the Mivivienda National Fund.
How to request the Mivivienda Verde Bonus?
To request the Mivivienda Verde Bonus, whose subsidized amount usually ranges between S/16,200 and S/31,100 according to the cost of the property, these steps and recommendations from the Ministry of Housing must be followed:
- Check if you meet the requirements to access the bonus and choose a home in a project certified by the Mivivienda Verde Program.
- Go to a financial institution to evaluate your payment capacity.
- Request the Green Bonus with the New Mivivienda Credit or the Techo Propio Program so that you benefit from the discounts of the Good Payer bonus or the Family Housing Bonus.
How does the Mivivienda Verde Bonus work?
The Mivivienda Fund grants the Mivivienda Verde Bonus as a percentage (3% or 4%) that is discounted from the financing value according to the degree of sustainability for the acquisition of a sustainable home in a certified project. Likewise, it allows you to pay a larger initial payment and reduce the monthly payments of the credit obtained.
Mivivienda Verde Bonus: in which financial entities can I request it?
- Inter-American Bank of Finance – BanBif
- BBVA Peru Bank
- Commerce Bank
- Banco de Crédito del Perú – BCP
- Pichincha Bank
- CMAC Huancayo
- CMAC Sullana
- CMAC Tacna
- Edpyme miCasita
- Effective Financial
- TFC Financial
- Interbank
- Scotiabank Peru
In which departments can you access the Mivivienda Verde Bonus?
- Lima and Callao
- Arequipa
- Cusco
- Ica
- Junin
- Lambayeque
- Freedom
- Piura
- Fist
- San Martin
- Tacna
Journalist from the Jaime Bausate y Meza University. Economics web editor at La República, with experience in public and civil society institutions. Interested in politics, society and human rights issues.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
