Currently, the banking system has financial products that seek the convenience of its users and provide digital channels for balance inquiries, disbursement, transfers and more. Although electronic payments represent a relief for citizens, physical money still prevails in businesses, ventures and people who prefer to transact directly. In this context, ATMs are presented as an effective solution to access cash anytime, anywhere.
In this regard, there is a withdrawal limit, which varies according to the bank where you have your money. Meanwhile, the minimum amount is from S/20 and if you are looking to know how much you can have in BCP, Interbank, Scotiabank and more, keep reading.
How much is the maximum that can be withdrawn from a BCP ATM?
This bank establishes specific hours for making cash withdrawals, as specified on its official website. From 6:00 am to 10:00 pm, BCP clients can withdraw up to S/3,000 or $800 daily for each card. At night, from 10:01 pm to 5:59 am, the withdrawal limit decreases to S/500 and $200 for each BCP card and per day.
Maximum BBVA ATM withdrawal in Peru
During the time interval from 6:00 am to 9:59 pm, users who use the BBVA ATM can withdraw up to a maximum of S/3,000 or $800 for each card and in one day. However, in the period between 10:00 pm and 5:59 am, the withdrawal limit decreases, allowing you to withdraw only up to S/1,900 or $540 for each card in one day.
How much money can you withdraw from a Banco de la Nación ATM in Peru?
At Multired ATMs, a withdrawal limit of up to S/3,000 was established for each operation and per channel. Regarding agents, a maximum daily withdrawal of S/2,000 is allowed, with the condition that each operation does not exceed S/1,000. Additionally, through Multired Celular, users have the ability to make both daily withdrawals and transfers up to an amount of S/2,000, with the limit per operation being S/1,000.
This is what you can have at most in Scotiabank
For debit cards, a withdrawal limit per operation of $800 or its equivalent in soles is established, calculated according to the current exchange rate of the day. The financial institution has specified that those users interested in adjusting their daily withdrawal limit have the possibility of making this modification when visiting the physical branches or in the mobile application or the website, when they access the card configuration section.
How do you know if an ATM is out of service?
To find out if a ATM is out of service, first check if there are any signs or messages on the screen indicating its status. Try making a transaction to see if the cashier responds. You can also check the bank’s website or its customer service line, or use its mobile application to check the status of the ATM. If you see other people using it without problems, it is probably working optimally.
Source: Larepublica

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