Recently, the green light has been given to the return of contributions from the National Housing Fund (Fonavi), but not all Fonavistas have been satisfied with the amount received. Given this situation, the question arises: is it possible to challenge the amount returned if it is considered insufficient?
The Fonavi Technical Secretariat has implemented a mechanism so that contributors can review and question the allocated amount. This process is carried out through the certificate of recognition and rights of the Fonavista (Cerad), a key tool to guarantee transparency and fairness in the return of contributions.
How do I know if I am entitled to a refund of contributions?
There are 20 lists of refunds of contributions from the Fonavi, 19 were in force between 2015 and 2019, and number 20 was approved last December. If you wish to access the refund, you can register on the website of the Technical Secretariat of the Fonavi, where you will have to support the background that qualifies you for the return. Then you can verify in the same digital portal how your registration status is.
To check when it corresponds to you, follow these steps:
- Enter the Registration Status Consultation Module on the website of the Fonavi Technical Secretariat.
- Explore the options available to you. For example, if you are part of payment group 20, check with your ID HERE.
- If you are part of groups 1 to 19 and want to find out with your ID if you should be paid, click THIS LINK.
If I received a very low amount, can I dispute the amount?
Yes, it is possible to dispute the amount if you consider that the amount returned is less than what you should receive. To do this, you must first obtain the certificate of recognition and rights of the Fonavista (CERAD), which will allow you to verify the number of months recognized per year and the money that corresponds to you.
If you do not agree, because there is information that has not been taken into account, you can file a challenge after receiving your Cerad.
How do I request a reconsideration of the amount that Fonavi gave me?
To request a reconsideration, you must go to the offices of the Fonavi Technical Secretariat with your CERAD and the documentation that supports your claim. You can also send your request by email to mesadepartes@stfonavi.gob.pe. It is crucial that you present clear and compelling evidence to support your request for review.
How can I access my Cerad?
We indicate the steps so that you can request Cerad without complications:
- Enter the official website: visit the Fonavi website fonavi-st.gob.pe
- Look for the consultation option– On the main page, click on the option that says ‘check your Cerad Payment Group #20 here’.
- Log in: You must enter your username and password.
- Enter the verification code.
- Check your Cerad– Once you have entered the code, click on ‘consult Cerad’. Your certificate should appear on the screen, and you will be able to review the details of your contributions and the amount recognized.
Will there be a new delivery of money?
The Ad Hoc Commission will meet this week and, according to its owner, Luis Luzuriaga, it will be persisted for a new payment to be made from March 15. In addition, Fonavistas insist that payment be prioritized for those who are over 60, have an illness, a disability, or for the bereaved.
Source: Larepublica

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