Do you want to make the dream of your own home come true? If so, write down the requirements and steps to access the Family Housing Bonus of the Techo Propio Program.
At the beginning of this year, the Ministry of Housing, Construction and Sanitation (MVCS) updated the amount corresponding to the Family Housing Bonus in the New Housing Acquisition modality, which reached the sum of S/44,805, equivalent to 8.7 of the Tax Tax Unit (UIT). This modification seeks to facilitate the access of more Peruvians to adequate housing, adjusting to the new conditions of the country.
As is public knowledge, the State grants Peruvian families with economic limitations the possibility of financing the purchase, construction or improvement of a home through the Techo Propio Program that rewards their saving efforts. Below, learn about the requirements and procedures to obtain this financial aid.
Own Roof: what are the requirements to access the bonus?
According to the information on its website, the MiVivienda Fund’s Own Techo Program is aimed at families with monthly income that does not exceed amounts of S/3,715 for the purchase and S/2,706 for the construction or improvement of your home, which will have water, electricity and drainage services. In this sense, people seeking to access the Family Housing Bonus must meet the following requirements:
- Form a family group.
- The head of the family must declare one or more dependents, who may be his wife, partner, children, siblings or grandchildren under 25 years of age, or children over 25 years of age with disabilities, parents or grandparents.
- For the purchase of a home, the family’s monthly income must not exceed S/3.7151, and for the construction or improvement of a house, it must not exceed S/2.7063.
- For the improvement of a home: the Monthly Family Income (MIF) must not exceed S/2,706.4.
- They must not have previously received housing support from the State.
- If they want to buy a home, they will not be able to have any property registered in the name of the beneficiaries.
- If the head of the family wants to build or improve their home, they must be owners of the property where the work will be carried out, and it must be registered in Public Registries, without charges or encumbrances; nor have other land at the national level.
How to access the Family Housing Bonus with Own Roof?
- Register your family group in the offices and centers authorized nationwide by the Ministry of Housing. In Lima, you can go to jirón Camaná 199, Cercado de Lima, from Monday to Friday from 9:00 am to 6:00 pm, and on Saturdays from 10:00 am to 2:00 pm If you want to obtain information about the regional offices, click on this LINK.
- Present your ID and that of your spouse or cohabitant, if applicable. Have the data of all the members of the family group (name, ID, date of birth).
- If the family head is made up of a cohabiting couple without marriage impediment, both must sign the form. In the event that the two are married, only one of them must sign the document.
What amounts does the Own Roof Bonus provide?
According to the website of the Ministry of Housing, Construction and Sanitation, the Family Housing Bonus of the Techo Propio Program is a subsidy that the State grants free of charge to people with fewer resources to finance the purchase, construction or improvement of a home. If you want to know the three modalities that exist in this regard, write down the amounts:
- Buy a home: the bonus is S/44,805
- Build a house: the bonus reaches S/30,900
- Improve a property: the bonus is S/11,845
Journalist from the Jaime Bausate y Meza University. Economics web editor at La República, with experience in public and civil society institutions. Interested in politics, society and human rights issues.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
