Learn how to verify your credit situation at no cost and only using your ID through the SBS or platforms such as Equifax and Sentinel.
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In a world where using credit opens doors, maintaining a clean credit history is crucial. In February, reviewing your debt report using only your DNI number is presented as an essential step to ensure your financial stability. Such transparency in your credit situation not only prepares you for future debt, but also protects you against unwanted surprises in your life projects.
With the digitization of financial services, it is now possible to access this vital information free and secure. Institutions such as the Superintendence of Banking, Insurance and AFP (S.B.S.), Equifax and Sentinel provide facilities so that citizens can consult their debts in Infocorp, contributing to greater awareness about the importance of good management of personal finances.
Equifax: how to obtain a free Infocorp report?
Equifax, known for managing the Infocorp database, is an entity that facilitates the consultation of credit information. Although it is generally associated with a stipulated price, there is the possibility of accessing a basic report for free. This process is carried out through its website, where, after a simple registration that requests personal data and ID, users can obtain a general overview of their credit history, including their bank score.
- Navigate to the official Equifax website or through this LINK.
- Register or enter your existing profile, then enter information about your ID and email, among other details.
- This service costs S/29.90, although you have the option to check your credit score at no cost.
- After a short period, you will receive an email with all the requested details.
Free debt report: LINK to consult via SBS
The Superintendency of Banking, Insurance and AFP (SBS) offers citizens a tool at no cost to review their debts. By accessing its official website, anyone can obtain a detailed report of their credit situation. This service allows you to know current debts, active lines of credit and other relevant financial commitments.
- Visit the official website of the institution or the following link.
- Click on the ‘SBS Debt Report’ option.
- Log in to your profile. If you don’t already have one, you need to create an account.
- After completing these steps, you will have access to the required data.
How do I know my status in Infocorp for free?
Sentinel is another way through which Peruvians can monitor their credit status. Through its platform on-line, offers free assistance that allows users to verify if they have outstanding debts and how these affect their rating in the financial system. This service provides details on amounts owed, due dates and the current status of financial obligations.
- Go to the Sentinel online portal by clicking HERE and proceed to establish your account. If you don’t have one yet, create one now.
- Fill in the required fields with your data. Upon completion, you will receive a verification email.
- Once you complete these steps, the platform will reveal the breakdown of the financial institutions related to you, along with the debit balance and the corresponding credit evaluation.
Communicator specialized in Multiplatform Journalism from the University of San Martín de Porres (USMP). She is a current affairs web editor in the newspaper La República, with training experience in government institutions.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
