Banco de la Nación grants from S/6,000 if your family member dies: how to access through funeral insurance?

One of the most difficult moments in life is facing the death of a close relative. Added to the emotional shock is the worry of assuming the expenses. Thats why he National bank offers funeral insurance that you can purchase for less than 5 soles.

If you are under 70 years old and have a debit card MultiNetwork, then you can apply for this insurance to financially care for your family members when you are no longer there. In the following note we tell you the step by step to acquire it and what amounts you can receive depending on the plan.

Banco de la Nación: how much do you pay for funeral insurance?

One of the first questions when considering funeral insurance is the cost. In this case, Banco de la Nación offers two plans to meet your needs. In plan 1 (individual), the premium is only S/4.70, and you can include family members such as parents, brothers, uncles, nephews or third parties, with an additional cost for each insured.

On the other hand, plan 2 (family) has a premium of S/18.90, covering the owner, spouse and even up to three children under 18 years of age.

What is funeral insurance coverage?

Banco de la Nación’s funeral insurance offers complete coverage in delicate moments:

• Funerals: In the event of death, the beneficiaries will be compensated with S/3,000, according to the policy or successors of the insured.
• Mourning: In addition to funeral coverage, a compensation of S/3,000 is added in the event of death.
• Transfer: If the death does not occur in the city of origin of the insured, the beneficiaries will be compensated with S/800.
• Educational benefit: In the event of death, S/1,200 is granted for each child (maximum 3 children) between 5 and 18 years of age.
• Accidental death: If the death occurs within 90 days after an accident, additional compensation is paid.
• Sudden family helplessness: In extreme situations, such as the loss of both spouses due to the same accident within the first 72 hours, compensation of S/10,000 is provided to the beneficiaries.

Banco de la Nación: what are the requirements to acquire it?

The requirements to acquire this insurance are simple:

• Be the holder of a MultiRed debit card.
• Present a valid identity document, such as the National Identity Document (DNI), immigration card or identity card for foreigners, in its original form.

What are the steps to acquire funeral insurance?

The process to obtain funeral insurance National bank it’s simple:

1. Go to the entity: go to the Banco de la Nación agency closest to your home, in Metropolitan Lima or in the Provinces, during established business hours.
2. Apply for insurance: present the required requirements to the bank staff and request affiliation with insurance coverage for your card.
3. Sign the contract: The bank staff will provide you with the contractual documents that you must sign to obtain the insurance.