Identify if there are strange movements in your finances! Plus, we show you how to receive an alert from the SBS whenever this happens.
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In the digital age, financial security is paramount. Every day cases of fraud and theft are reported. It is essential that you know how to protect your finances. Therefore, the Superintendency of Banking, Insurance and AFP (SBS) has an option for people to check if someone took out a loan or credit card in their name.
Below, we will explore methods to identify this information, as well as steps to receive early alerts from the SBS in case there is suspicious activity and anyone intends to make financial movements in your name.
How do I know if they took out a loan or cards in my name?
The Superintendency of Banking, Insurance and AFP (SBS) provides a key tool: the ‘Debt Report‘. With this option you can monitor your credit history and recognize if there was a strange movement that you did not make. We show you the steps you have to follow:
- Go to the SBS website and look for the ‘Debt Report’ section. You can access it more directly HERE.
- Log in or register with your ID and email.
- Once you log in, you will be able to review your credit history to identify unusual movements and verify debts and active cards.
Remember that you can also get this information through the customer service offices or parts desk.
How can I receive an alert from the SBS if someone takes out a card or loan in my name?
Additionally, the S.B.S. offers ‘Score Alert’ to keep you informed of any significant changes to your credit history. For example, you can receive an email when you are late paying a debt or if you have processed a new line of credit. Follow these steps to activate it:
- Access the SBS website and find the ‘Grades Alert’ section.
- Request subscription by providing your email or phone number.
- Confirm subscription via email received, making sure you are aware of changes to your credit score and new lines of credit.
Bachelor’s degree in journalism from the Pontifical Catholic University of Peru. He is an editor with interest in gender, disability and economics issues.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
