The digitalization process has generated important advances in the financial sector of our country, since it has allowed greater banking and inclusion of the system in remote areas. Proof of this is that many Peruvians use various mobile applications to make purchases, payments and other transactions.
However, more and more users have been victims of cybercrime. According to data from the National Police, 407 reports of computer crimes are registered each month. To face this situation and protect your personal data when using financial apps, we leave you the following tips. Take note!
5 tips to protect yourself from cybercrime
Within the framework of the International Day for the Protection of Personal Data, which is commemorated every January 28 in different parts of the world, it is essential to encourage better privacy practices and regulations in this digital information society. For this reason, Gustavo Pajuelo, chief technology office of the online exchange house Rextie, shares the following tips when using financial applications:
- Create strong passwords: uses a minimum number of characters and uses special ones like @, underscore, alphanumeric, etc. To do this, a good option is to use a password management application such as 1password or lastpass.
- Make sure you are using the most recent version of the app: There are some latest security updates that you should download to protect yourself from possible vulnerabilities.
- Check if the platform that owns the application has any information security certification such as ISO 27001: In the case of Rextie, it has a certification that supports its information security system and the protection of its users’ data.
- It is advisable to download the applications from the official stores of Android and IOS devices: It is not recommended to install apps from other sources.
- If available, enable two-factor authentication functionality: This will allow you to add an extra layer of security, in case someone is able to discover your password.
What are the illegal loan apps that you should not download?
According to the Superintendency of Banking, Insurance and Private Pension Fund Administrators (SBS), there are a series of money applications that are enabled on the Internet, which should not be downloaded by the population, since in many cases they use practices offenses against its users. Next, check the following list:
- Alpacash – Loans in Peru
- Ekeko: Fast Online Loans
- Vamo Cash: Online Loans
- CurrencyEat
- RápiPago – Your Personal Wallet
- Mint – Easy Loans
- Sol Más: Quick Easy Loan
- MyWealth
- YaCredito – Fast Loans
- ePlata – Online Loans
- Misol – Fast Online Loan
- CoriSilver
- Sol Ya – Peru Loan
- ConfioCash – PE Loans
- Credisol – Credit Loans
- CoriMoney
- ZooPréstamos – Online Credit
- Loan with Peace of Mind
- Flow rises
- Sol PE – Get Money Fast
- Enough Pasta
- Magicaja – Quick Loan
- Plus Loan – Up to 5,000 soles
- EasyPlata – Urgent Loan
- BuenSoles – Quick Loan
- Solibre – Easy Loan
- Express Crédito – Easy Loan
- Sol Button – A Withdraw Button
- Offers
What is the origin of Personal Data Protection Day?
Every January 28th the International Day for the Protection of Personal Datadate on which Convention 108 of the Council of Europe related to data protection was signed in 1981. This treaty was in response to the increase in levels of information filtration and the need to reinforce privacy and security.
For this reason, it would not be until 2009 that the Online Trust Alliance (OTA) and various organizations worldwide adopted Data Privacy Day as Privacy and Data Protection Day. . Currently, it is commemorated in the United States, Canada, India and other European countries.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
