Many times the monthly salary is not enough to cover all our pending expenses or, perhaps, there is a last-minute financial problem. If this is your case, one option is to request a personal loan of S/10,000 from banks and savings banks, supervised by the S.B.S. (Superintendency of Banking, Insurance and AFP). However, first you must analyze which financial institution is the best option.
Therefore, in this note we show you a comparative table of the various interest rates charged by each bank and savings bank. This way you can see which is the lowest to pay your debt in a year.
Which bank or savings bank offers the lowest interest for loans of S/10,000?
The financial entity that offers the lowest interest, as of January 22, 2024, by loans of S/10,000 is Mitsui Auto Finance. Its rate is 30.01% to pay it in one year; That is, the monthly fee would be S/957.90.
Second place is occupied by Metropolitan Fund, with a CAGR of 30.34% and a monthly fee of S/961.80. Finally, in the third location is Arequipa Boxwith an interest of 34.49% and a fee of S/975.94 per month.
List of interest rates for loans of S/10,000
We show you the ranking of interest rates of banks and municipal savings banks to pay the loan in 12 months, according to information from the Superintendence of Banking, Insurance and AFP (SBS).
| Financial entity | TCEA |
| Mitsui Auto Finance | 30.01% |
| Metropolitan Fund | 30.34% |
| Arequipa Box | 34.49% |
| GNB Bank | 36.67% |
| Scotiabank Peru | 42.68% |
| Bancom | 44.0% |
| Cusco Box | 45.53% |
| Interbank | 50.07% |
| BBVA | 50.95% |
| Santa Box | 56.54% |
| ProEmpresa Financial | 61.13% |
| Banbif | 70.99% |
| Sullana Box | 71.96% |
| Ripley Bank | 73.62% |
| Credinka Financial | 77.68% |
| Piura Box | 81.03% |
| Tacna Box | 81.86% |
| Financial Trust | 84.84% |
| Ica Box | 86.01% |
| Pichincha Bank | 87.35% |
| Credit Bank | 89.97% |
| Let’s share financial | 90.68% |
| Huancayo Box | 98.17% |
| Trujillo Box | 98.7% |
| Falabella Bank | 102.73% |
| Prymera Box | 105.01% |
| My bank | 105.05% |
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
