With competitive interest rates and various payment terms, the Multired loan emerges as an interesting option. We tell you what the requirements are to qualify.
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In the financial universe of National bankan opportunity stands out for workers, CAS and pensioners: the MultiRed Loan. With the possibility of accessing up to S/99,999, this loan is an attractive option for those seeking to cover financial needs.
But how exactly does this credit work? In the following note, we give you all the details so you can make an informed decision. One of the most important points is to meet the requirements to access the loan and pass the credit evaluation.
What is the MultiRed loan about?
The credit of National bank is a financial tool designed to help public sector workers and pensioners. This freely available loan offers flexible terms of up to 60 months, subject to a credit evaluation.
With a regular Annual Interest Rate (TEA) from 14.49%, the MultiRed Loan is a competitive alternative in the credit market.
Banco de la Nación: requirements to access the loan
Before embarking on the application for MultiRed Loanit is essential to know the following requirements:
- Have a MultiRed debit card.
- Have your National Identity Document (DNI) or immigration card.
- Last payment receipt, no more than four months old.
- CAS workers, for their part, must demonstrate a minimum length of service of 13 months if their employment date is from 03/10/2021, in addition to presenting their last original contract.
- Have a “Normal, Not defined or Not reported” rating in the Risk Center of the Superintendence of Banking and Insurance.
How to apply for the MultiRed loan?
The application to access this loan consists of several steps, we indicate them:
- The first stage is personalized prequalification, which you can do by contacting the official WhatsApp of Banco de la Nación at number 942 896 863.
- If you are prequalified, the next step is to go to the Banco de la Nación agency closest to your home.
- Then, you present the requested documents to the bank staff to pass the credit evaluation.
- If your application is approved, the amount will be disbursed directly into your savings account at Banco de la Nación.
- Additionally, you will receive a list of contractual documents to sign. If you have additional questions about the credit, you can call 0 800 1 0700 or write to miprestamomultired@bn.com.pe.
Bachelor’s degree in journalism from the Pontifical Catholic University of Peru. He is an editor in the LR Data section with interest in gender and disability issues.
Source: Larepublica
Alia is a professional author and journalist, working at 247 news agency. She writes on various topics from economy news to general interest pieces, providing readers with relevant and informative content. With years of experience, she brings a unique perspective and in-depth analysis to her work.
